Whether you’re looking to send money to someone, make a wire transfer, set up direct deposit, or order new checks, you’ll need your Citizens Bank routing number.
The routing number you use will depend on where you opened your Citizens Bank account, the type of transaction you are attempting to make, and the type of account.
Below you will find a table of the different routing numbers and their associated state. On top of that, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
Citizens Bank Routing Number (By State)
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What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state.
How To Get My Citizens Bank Routing Number?
You can get your Citizens Bank routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.
Wire Routing Number For Citizens Bank
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks might use a different routing number to help process these transactions quicker and more efficiently.
The table above states the routing number you will use for wire transfers made inside the United States. Wire transfers made outside of the United States to a USA Citizens Bank account have a routing number found in the table listed at the beginning of this article. The SWIFT code for Citizens Bank is CTZIUS33.
You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.
Citizens Bank Routing Number For ACH Transfers
To send an ACH transfer to a Citizens Bank account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Your ACH routing number will most likely vary from state to state. Check the table listed above in this article to find your routing number.
How Many Digits is Citizens Bank Routing Number?
Citizens Bank routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.
All Citizens Bank routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.
Is The Citizens Bank Routing Number The Same For Everyone?
Citizens Bank routing numbers are not the same for everyone. Your routing number will typically change based on where you were located when you opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a Citizens Bank account in Pennsylvania, there is a good chance it will remain the same if you move to another state.
Do All Citizens Banks Have The Same Routing Number?
All Citizens Banks do not have the same routing number. Your routing number will change depending on where you opened your account.
Someone who opened an account in Connecticut would have a different routing number than someone who opened an account in Massachusetts.
Which Routing Number Do I Use For Tax Return Citizens Bank?
The Citizens Bank routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes all the Citizens Bank routing numbers and their associated state.
Say, for instance, you opened your Citizens Bank account in Pennsylvania. You would check the table above and use the routing number for the state of Pennsylvania.
Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.
Your routing number is decided based on a few different factors. One of the main factors being the location of where your account was initially opened.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Citizens Bank account is the one that will stay with you, even if you move.
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