If you’ve got a USAA account and want to order new checks, set up direct deposit, send money, or make a wire transfer, you’re going to need your routing number.
There is only one number you need to be aware of if you have a USAA account.
Some large banks have multiple routing numbers, which might vary by state. However, USAA only has one number you need to know.
You will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
USAA Routing Number (By State)
| State | USAA Routing Number |
|---|---|
| Alabama | 314074269 |
| Alaska | 314074269 |
| Arizona | 314074269 |
| Arkansas | 314074269 |
| California | 314074269 |
| Colorado | 314074269 |
| Connecticut | 314074269 |
| Delaware | 314074269 |
| Florida | 314074269 |
| Georgia | 314074269 |
| Hawaii | 314074269 |
| Idaho | 314074269 |
| Illinois | 314074269 |
| Indiana | 314074269 |
| Iowa | 314074269 |
| Kansas | 314074269 |
| Kentucky | 314074269 |
| Louisiana | 314074269 |
| Maine | 314074269 |
| Maryland | 314074269 |
| Massachusetts | 314074269 |
| Michigan | 314074269 |
| Minnesota | 314074269 |
| Mississippi | 314074269 |
| Missouri | 314074269 |
| Montana | 314074269 |
| Nebraska | 314074269 |
| Nevada | 314074269 |
| New Hampshire | 314074269 |
| New Jersey | 314074269 |
| New Mexico | 314074269 |
| New York | 314074269 |
| North Carolina | 314074269 |
| North Dakota | 314074269 |
| Ohio | 314074269 |
| Oklahoma | 314074269 |
| Oregon | 314074269 |
| Pennsylvania | 314074269 |
| Rhode Island | 314074269 |
| South Carolina | 314074269 |
| South Dakota | 314074269 |
| Tennessee | 314074269 |
| Texas | 314074269 |
| Utah | 314074269 |
| Vermont | 314074269 |
| Virginia | 314074269 |
| Washington | 314074269 |
| Washington, D.C. | 314074269 |
| West Virginia | 314074269 |
| Wisconsin | 314074269 |
| Wyoming | 314074269 |
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state.
How To Get My USAA Routing Number?
You can get your USAA routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.
Wire Routing Number For USAA
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks might use a different routing number to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 314074269. Wire transfers made outside of the United States to a USA account have a routing number of 314074269. The SWIFT code for USAA is IRVTUS3NXXX.
You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.
USAA Routing Number For ACH Transfers
To send an ACH transfer to a USAA account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Check the table listed above in this article to find your routing number for USAA.
How Many Digits is USAA Routing Number?
USAA routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.
All USAA routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.
Is USAA Routing Number The Same For Everyone?
USAA routing numbers are the same for everyone. Your routing number will not change based on where you were located when you opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a USAA account in Texas, there is a good chance it will remain the same if you move to another state.
Do All USAA Banks Have The Same Routing Number?
All USAA banks have the same routing number. No matter what state you are in, your routing number will always be 314074269.
Someone who opened an account in New York will have the same routing number as someone who opened an account in California.
Which Routing Number Do I Use For Tax Return USAA?
The USAA routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes all the USAA routing numbers and their associated state.
Say, for instance, you opened your USAA bank account in Florida. You would check the table above and use the routing number for the state of Florida.
With USAA it’s easy to find your routing number because it is the same for every state.
Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.
Conclusion
Your routing number is decided based on a few different factors. One of the main factors being the location of where your account was initially opened.
Banks such as Chase, PNC, and US Bank all have multiple routing numbers, which vary from state to state. With USAA, you only have one number you need to know no matter the state you live in.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your USAA account is the one that will stay with you, even if you move.
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