Whether you’re looking to order new checks, set up direct deposit, send money, or make a wire transfer, you will most likely need your Capital One routing number.
The routing number you use will depend on where you opened your Capital One account, the type of transaction you are attempting to make, and the type of account.
Below you will find a table of the different routing numbers and their bank institution. On top of that, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
Capital One Routing Number
| Bank | Routing Number |
|---|---|
| Capital One Bank (USA), N.A. | 051405515 |
| Capital One, N.A. | 056073502 |
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state.
For Capital One, the number you use depends on which bank institution you have an account with.
How To Get My Capital One Routing Number?
You can get your Capital One routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.
Wire Routing Number For Capital One
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks might use a different routing number to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 051405515. Wire transfers made outside of the United States to a USA Capital One Bank account have a routing number of 051405515. The SWIFT code for Capital One is NFBKUS33.
Capital One N.A. is the parent company’s subsidiary and has a wire transfer routing number of 056073612.
You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.
Capital One Routing Number For ACH Transfers
To send an ACH transfer to a Capital One account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Your ACH routing number will most likely vary based on your bank. Check the table listed above in this article to find your routing number.
How Many Digits is Capital One Routing Number?
Capital One routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.
All Capital One routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.
Is Capital One Routing Number The Same For Everyone?
Capital One routing numbers are not the same for everyone. Your routing number will typically change based on the bank institution you used when you opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a Capital One account in New York, there is a good chance it will remain the same if you move to another state.
Do All Capital One Banks Have The Same Routing Number?
All Capital One banks do not have the same routing number. The routing number you use will depend on the bank institution. Refer to the table listed above to find your routing number.
Which Routing Number Do I Use For Tax Return Capital One?
The Capital One routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes all the Capital One routing numbers and their bank institution.
Say, for instance, you opened your Capital One bank account with Capital One Bank (USA), N.A. You would check the table above and use the number associated with Capital One Bank (USA), N.A. For this example, the routing number we would use would be 051405515.
Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.
Conclusion
Your routing number is decided based on a few different factors. One of the main factors being the bank institution you initially opened your account with.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Capital One account is the one that will stay with you, even if you move.
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