If you are looking for your Ally Bank routing number, you are most likely looking to set up direct deposit, send money, make a wire transfer, or order new checks.
There is only one number you need to be aware of if you have an Ally Bank account.
Some large banks have multiple routing numbers which might vary by state. However, Ally Bank only has one number you need to know.
You will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
Ally Bank Routing Number
| Ally Bank Routing Number |
|---|
| 124003116 |
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state. However, Ally Bank only has one number you need to remember.
Some larger banks have many different routing numbers which can change based on which state you open your account in. But for Ally Bank accounts, you do not have to worry about any of this.
How To Get My Ally Bank Routing Number?
You can get your Ally Bank routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Getting your routing number is easy to do and can easily take less than a minute to find.
Wire Routing Number For Ally Bank
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks sometimes use different routing numbers to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 124003116. Wire transfers made outside of the United States from a non-US bank have a routing number of 021000021 and a SWIFT code of CHASUS33.
International wire transfers will most likely require both a SWIFT code and routing number.
Ally Bank Routing Number For ACH Transfers
To send an ACH transfer to an Ally Bank account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Check the table listed above in this article to find your routing number.
How Many Digits is Ally Bank Routing Number?
The routing number for this bank has 9 digits. Depending on where you open your Ally Bank account, these digits could vary. But every routing number will have a total of 9 digits.
Contact customer service at your bank if you are questioning if your routing number is correct. Visiting their website to double-check the routing number is legitimate also is an option.
Is Ally Bank Routing Number The Same For Everyone?
Ally Bank routing numbers are the same for everyone. Your routing number will stay the same no matter where you first opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened an Ally Bank account in New York, there is a good chance it will remain the same if you move to another state.
Do Ally Bank Accounts Have The Same Routing Number?
All Ally Bank accounts use the same routing number. Ally Bank is not like Chase or Bank of America, where they use multiple different routing numbers based on where you opened your account.
No matter your location, the routing number you will use is 124003116. This number will stay the same even if you move.
Which Routing Number Do I Use For Tax Return Ally Bank?
The routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes the routing number you use for tax returns. With Ally Bank, there is only one number you should know.
Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.
Conclusion
Your routing number is decided based on a few different factors. One of the main factors being the location of where your account was initially opened.
Banks such as Wells Fargo, Bank of America, and Chase all have multiple routing numbers which vary from state to state. With Ally Bank, you only have one number you need to know.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Ally Bank account is the one that will stay with you, even if you move.
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