Navy Federal Routing Number (By State)

Navy Federal routing number.

Ordering new checks, making a wire transfer, setting up direct deposit, and sending money all most likely require a routing number. Each of these scenarios will mean you need to know your Navy Federal routing number and how to use it.

There is only one number you need to be aware of if you have a Navy Federal account.

Some large banks have multiple routing numbers which might vary by state. However, Navy Federal only has one number you need to know.

You will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.

State Navy Federal Routing Number
Alabama 256074974
Alaska 256074974
Arizona 256074974
Arkansas 256074974
California 256074974
Colorado 256074974
Connecticut 256074974
Delaware 256074974
District of Columbia 256074974
Florida 256074974
Georgia 256074974
Hawaii 256074974
Idaho 256074974
Illinois 256074974
Indiana 256074974
Iowa 256074974
Kansas 256074974
Kentucky 256074974
Louisiana 256074974
Maine 256074974
Maryland 256074974
Massachusetts 256074974
Michigan 256074974
Minnesota 256074974
Mississippi 256074974
Missouri 256074974
Montana 256074974
Nebraska 256074974
Nevada 256074974
New Hampshire 256074974
New Jersey 256074974
New Mexico 256074974
New York 256074974
North Carolina 256074974
North Dakota 256074974
Ohio 256074974
Oklahoma 256074974
Oregon 256074974
Pennsylvania 256074974
Rhode Island 256074974
South Carolina 256074974
South Dakota 256074974
Tennessee 256074974
Texas 256074974
Utah 256074974
Vermont 256074974
Virginia 256074974
Washington 256074974
West Virginia 256074974
Wisconsin 256074974
Wyoming 256074974

What is a Routing Number?

A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.

Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state. However, Navy Federal only has one number you need to remember.

Some larger banks have many different routing numbers which can change based on which state you open your account in. But for Navy Federal accounts, you do not have to worry about any of this.

How To Get My Navy Federal Routing Number?

You can get your Navy Federal routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your credit union or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.

These are all options for getting your routing number if you cannot find it listed in this article. Getting your routing number is easy to do and can easily take less than a minute to find.

Wire Routing Number For Navy Federal

Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks and credit unions sometimes use different routing numbers to help process these transactions quicker and more efficiently.

For wire transfers inside of the United States, the routing number is 075900575. Wire transfers made outside of the United States have a routing number of 075900575.

Some banks and credit unions ask for a SWIFT code as well. However, Navy Federal does not require a SWIFT code when you complete an international wire transfer.

To send an ACH transfer to a Navy Federal account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.

Check the table listed above in this article to find your routing number.

How Many Digits is Navy Federal Routing Number?

The routing number for this credit union has 9 digits. Depending on where you open your Navy Federal account, these digits could vary. But every routing number will have a total of 9 digits.

Contact customer service at your credit union if you are questioning if your routing number is correct. Visiting their website to double-check the routing number is legitimate also is an option.

Is Navy Federal Routing Number The Same For Everyone?

Navy Federal routing numbers are the same for everyone. Your routing number will stay the same no matter where you first opened your account.

Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a Navy Federal account in New York, there is a good chance it will remain the same if you move to another state.

Do Navy Federal Accounts Have The Same Routing Number?

All Navy Federal accounts use the same routing number. Navy Federal is not like Chase or Bank of America, where they use multiple different routing numbers based on where you opened your account.

No matter your location, the routing number you will use is 256074974. This number will stay the same even if you move.

Which Routing Number Do I Use For Tax Return Navy Federal?

The routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.

To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.

At the start of this article, there is a table that includes the Navy Federal routing number you use for tax returns.

Other common ways to find your routing number used for your tax return include visiting your credit union’s website or calling customer service.


Your routing number is decided based on a few different factors. One of the main factors being the location of where your account was initially opened.

Banks such as Wells Fargo, Bank of America, and Chase all have multiple routing numbers which vary from state to state. With Navy Federal, you only have one number you need to know no matter the state you live in.

A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.

If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Navy Federal account is the one that will stay with you, even if you move.

If you enjoyed reading about how to find your Navy Federal routing number, check out our other articles below!

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