A Bank of America routing number is used in a variety of different situations. It is used when setting up direct deposit, making a wire transfer, sending money to someone, and even when ordering new checks.
The routing number you use will depend on where you opened your Bank of America account, the type of transaction you want to make, and the type of account.
Below you will find a table of the different routing numbers along with their associated state. Certain states may have more than one routing number.
On top of that, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
Bank of America Routing Number (By State)
|State||Bank of America Routing Number|
|Florida, East||063100277 / 063000047|
|Illinois, Chicago Metro||081904808|
|Missouri, East / St. Louis||081000032|
|Missouri, West / Kansas City||081000032 / 101000035|
|Texas, South||113000023 / 111000025|
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state.
How To Get My Bank of America Routing Number?
You can get your Bank of America routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Getting your routing number is easy to do and can easily take less than a minute to find.
Wire Routing Number For Bank of America
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks use a different routing number to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 026009593. Wire transfers made outside of the United States to a USA account have a routing number of 026009593. The SWIFT code for Bank of America is BOFAUS3N.
You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.
Bank of America Routing Number For ACH Transfers
To send an ACH transfer to a Bank of America account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Your ACH routing number will most likely vary from state to state. Check the table listed above in this article to find your routing number.
How Many Digits is Bank of America Routing Number?
A Bank of America routing number has 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.
All Bank of America routing numbers will have 9 digits. Contact customer service at your bank if you are questioning if your routing number is correct. Visiting their website to double-check the routing number is legitimate also is an option.
Is Bank of America Routing Number The Same For Everyone?
Bank of America routing numbers are not the same for everyone. Your routing number will typically change based on where you were located when you opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a Bank of America account in New York, there is a good chance it will remain the same if you move to another state.
Do All Bank of America Banks Have The Same Routing Number?
All Bank of America banks do not have the same routing number. Your routing number will change depending on where you opened your account.
Someone who opened an account in California would have a different routing number than someone who opened an account in Texas.
Which Routing Number Do I Use For Tax Return Bank of America?
The Bank of America routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes all the Bank of America routing numbers and their associated state.
So if you opened your account in Utah you would use the routing number for that state.
Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.
Your routing number is decided based on a few different factors. One of the main factors being the location of where your account was initially opened.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Bank of America account is the one that will stay with you, even if you move.
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