The Bank of America routing number for Michigan is 072000805. In Michigan, the ACH routing number is the same, also being 072000805.
The Bank of America wire transfer routing number is 026009593 for any transfers inside of the United States. The SWIFT code for wire transfers made outside of the United States is BOFAUS3N.
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state.
How To Get My Bank of America Michigan Routing Number?
You can get your Bank of America routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
Wire Routing Number For Bank of America Michigan
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks use a different routing number to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 026009593. Wire transfers made outside of the United States have a SWIFT code of BOFAUS3N.
You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is used instead of a routing number.
Bank of America Routing Number For ACH Transfers
To send an ACH transfer to a Bank of America account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
The Bank of America Michigan ACH routing number is 072000805.
How Many Digits Does a Michigan Bank of America Routing Number Have?
A Bank of America routing number has 9 digits. If you open your account in Michigan, your routing number will be the 9 digit number 072000805.
All Bank of America routing numbers will have 9 digits. Contact customer service at your bank if you are questioning if your routing number is correct. Visiting their website to double-check the routing number is legitimate also is an option.
Is Bank of America Michigan Routing Number The Same For Everyone?
There is only one routing number for Michigan Bank of America bank accounts. Everyone in Michigan will have the same routing number, assuming they originally opened their account in Michigan.
This also means that Michigan Bank of America bank accounts will have the same routing number no matter what city you are located in. So your routing number will be the same as your neighbors even if you each opened your accounts in separate Michigan cities or towns.
If you move states, your routing number will most likely stay the same. So if you originally opened a Bank of America account in Michigan, there is a good chance it will remain the same if you move to another state.
Do All Bank of America Banks Have The Same Routing Number?
All Bank of America banks do not have the same routing number. Your routing number will change depending on where you opened your account.
Someone who opened an account in Michigan would have a different routing number than someone who opened an account in Florida.
Michigan’s routing numbers will all be the same no matter what city or town the Bank of America bank is located in. However, if you open a Bank of America account in a different state, your routing number will change.
Which Routing Number Do I Use For Tax Return Bank of America in Michigan?
The Bank of America routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. The Bank of America Michigan bank accounts use the routing number 072000805 for their tax return.
You can double-check you have the correct routing number for your tax return by visiting your bank’s website or calling customer service.
A few different factors decide your routing number. The location you open your account initially being one of the main factors. So accounts opened in Michigan will have a routing number of 072000805.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Bank of America account is the one that will stay with you, even if you move.
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