If you have a Golden 1 Credit Union account and want to send money, make a wire transfer, set up direct deposit, or order new checks, you’ll need your routing number.
The routing number you use will depend on where you opened your Golden 1 account, the type of transaction you want to make, and the type of account.
Below you will find a table of the different routing numbers along with their associated state. Certain states may have more than one routing number.
On top of that, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
What Is The Golden 1 Routing Number? (By Branch)
|Golden 1 Credit Union Branch||Routing Number|
|Golden 1 Credit Union Routing Number (Majority of Branches)||321175261|
|1328 W. Hillsdale Blvd., San Mateo, CA Branch||321076289|
|2298 Lombard St., San Francisco, CA Branch||321076289|
|1273 N. Davis Rd., Salinas, CA Branch||321175753|
|8379 Church St., Gilroy, CA Branch||321178022|
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank or credit union might have a different routing number depending on the state.
In the case of Golden 1, the routing number you use will change based on which branch you have an account with.
How To Get My Golden 1 Routing Number?
You can get your Golden 1 routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your credit union or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.
Wire Routing Number For Golden 1
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks and credit unions might use different routing numbers to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 321175261. Wire transfers made outside of the United States to a USA account have a routing number of 321175261.
Some banks and credit unions ask for a SWIFT code as well. However, Golden 1 does not require a SWIFT code when you complete an international wire transfer.
What is The Golden 1 Routing Number For ACH Transfers
To send an ACH transfer to a Golden 1 account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Your ACH routing number will most likely vary from state to state. Check the table listed above in this article to find your routing number.
How Many Digits are Golden 1 Routing Numbers?
Golden 1 routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.
All Golden 1 routing numbers will have 9 digits. Contact customer service at your credit union if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.
Are Golden 1 Routing Numbers The Same For Everyone?
Golden 1 routing numbers are not the same for everyone. Your routing number will typically change based on where you were located when you opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a Golden 1 account in one of the California branches, there is a good chance it will remain the same if you move elsewhere.
Do All Golden 1 Credit Unions Have The Same Routing Number?
All Golden 1 Credit Unions do not have the same routing number. Your routing number will change depending on where you opened your account.
With this credit union, your routing number will change based on which branch you use.
Which Routing Number Do I Use For Tax Return Golden 1?
The Golden 1 routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes all the Golden 1 routing numbers and their associated branch.
Say, for instance, you opened your Golden 1 account in the 1328 W. Hillsdale Blvd., San Mateo, CA Branch. You would check the table above and use the routing number for the 1328 W. Hillsdale Blvd., San Mateo, CA Branch.
Other common ways to find your routing number used for your tax return include visiting your credit union’s website or calling customer service.
Your routing number is decided based on a few different factors. One of the main factors being the branch where your account was initially opened.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Golden 1 account is the one that will stay with you, even if you move.
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