The Next Gen Business LLC (“Company,” “we,” “us,” or “our”) provides general educational information on various topics on this website as a public service, which should not be construed as professional, financial, business, tax, medical, or legal advice. These are our personal opinions only.
The term “you” refers to anyone who uses, visits, and/or views the website.
Acceptance of Terms
By accessing this website or purchasing any of our products, you are agreeing to be bound by these website Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. You also represent and warrant that you are at least 18 years old or the age of majority in your jurisdiction, whichever is greater. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
Intellectual Property Rights
All content, trademarks, logos, and other intellectual property rights on the website are owned by The Next Gen Business LLC or its licensors, and no unauthorized use of these materials is allowed. You may not modify, copy, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, transfer or sell any information, software, products, or services obtained from this website.
Permission is granted to temporarily download one copy of the materials (information or software) on The Next Gen Business’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials;
- Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
- Attempt to decompile or reverse engineer any software contained on The Next Gen Business’s web site;
- Remove any copyright or other proprietary notations from the materials; or
- Transfer the materials to another person or “mirror” the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by The Next Gen Business at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
User-Generated Content and Conduct
If applicable, you are responsible for any content that you submit, post, or otherwise make available on or through the website, such as comments, reviews, or forum posts. You agree not to submit, post, or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.
By submitting any content to the website, you grant The Next Gen Business LLC a perpetual, irrevocable, non-exclusive, royalty-free, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
The Next Gen Business LLC reserves the right, but has no obligation, to monitor, edit, or remove any content submitted to the website. The Next Gen Business LLC takes no responsibility and assumes no liability for any content submitted by you or any third party.
Digital Products and Refund Policy
The Next Gen Business LLC provides a diverse array of digital products, including but not limited to TaxAssist Plus, our comprehensive global tax estimation calculator. Upon subscribing to and purchasing our ‘Plus’ plan, or any other digital product provided by The Next Gen Business LLC, you hereby acknowledge and agree to be bound by the terms and conditions stipulated within this section. This agreement also extends to any future digital products or services that may be introduced by The Next Gen Business LLC, and your continued use of these offerings constitutes acceptance of the said terms and conditions.
Please note that The Next Gen Business reserves the right to discontinue updating or modifying the product at any time, at its sole discretion. By purchasing, signing up, or using our digital products, you acknowledge and agree that you are acquiring the product in its current state and condition (“as-is”), and that The Next Gen Business makes no representations or warranties with respect to future updates or improvements.
Due to the nature of the products being digital, The Next Gen Business has a strict no-refund policy. By purchasing our digital products, you acknowledge and agree that all sales are final and no refunds will be provided for any reason.
By using our digital products, you accept the risk that they may not always be current or fully compatible with your specific needs or circumstances. The Next Gen Business is not liable for any losses or damages that may arise from your reliance on or use of the products, including but not limited to any decisions made or actions taken based on the information provided by our products.
You agree to indemnify, defend, and hold harmless The Next Gen Business LLC, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the website, your violation of these Terms of Service, or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity.
The Next Gen Business LLC reserves the right, in its sole discretion, to terminate your access to the website and the related services or any portion thereof at any time, without notice.
Any claim or dispute arising out of or relating to these Terms of Service, the website, or the services provided shall be resolved by binding arbitration under the rules of the American Arbitration Association. The arbitration proceedings shall be conducted in the State of Oregon, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The prevailing party in any such arbitration shall be entitled to recover its reasonable attorneys’ fees and costs.
These Terms of Service and any claim or dispute arising out of or relating to them shall be governed by and construed in accordance with the laws of the State of Oregon, without giving effect to any choice or conflict of law provision or rule that would cause the application of the laws of any jurisdiction other than Oregon.
The Next Gen Business makes no representation that materials on this website are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.
By using this website, you represent and warrant that you are at least 18 years old or the age of majority in your jurisdiction, whichever is greater.
Additional User Obligations and Acknowledgements
The information and opinions expressed on The Next Gen Business’s website are provided for general informational purposes only and do not constitute professional advice or recommendations for any individual or in relation to any specific security or investment product. The content is intended to provide educational insights into the financial industry.
When you purchase a product through our affiliate links, we may receive a commission from our affiliate partners, which helps support the site at no additional cost to you. Please note that our commission does not influence our recommendations or opinions on the products we discuss in our posts.
We strive to accurately represent the products promoted on The Next Gen Business’s website and their potential. However, please be aware that individual results may vary based on the time and effort you dedicate to using the product.
By subscribing to The Next Gen Business’s mailing list, you consent to receive an initial welcome email and, thereafter, up to one weekly email containing information about our tools and resources. We guarantee that you will not receive any spam or unsolicited communications as a result of joining our mailing list.
Please note that several contributors to our content and resources, such as guest writers, are not employees of The Next Gen Business LLC, nor do they act as agents or representatives of our company. Their views, opinions, and writings are their own and should not be considered as official positions or endorsements of The Next Gen Business LLC. We are not responsible for any inaccuracies, misrepresentations, or disputes resulting from the content they create.
Modifications to Terms of Service
The Next Gen Business may revise these Terms of Service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service. It is your responsibility to review these Terms of Service periodically.
If you have any questions or concerns about these Terms of Service, please contact us at [email protected].
Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order.
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance their experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g., billing or customer service) are granted access to personally identifiable information. The computers/servers on which we store personally identifiable information are kept in a secure environment.
Mediavine Programmatic Advertising (Ver 1.1)
The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.
First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.
Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.
The Website collects the following data using a cookie when serving personalized ads:
- IP Address
- Operating System type
- Operating System version
- Device Type
- Language of the website
- Web browser type
- Email (in hashed form)
Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.
If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit National Advertising Initiative opt out page. You may also visit Digital Advertising Alliance website and Network Advertising Initiative website to learn more information about interest-based advertising. You may download the AppChoices app at Digital Advertising Alliance’s AppChoices app to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.
For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.