Switching banks is a commonality in today’s day-in-age. Perhaps it’s because you’re fed up with your old bank or want to bank at a new financial institution.
Whatever the case is, below you will find a list of the 100 best banks in 2022.
The list below of the best banks describes the best qualities for each bank. It also lists popular services the banks offer such as; mortgages, CDs, money market accounts, personal loans, checking, and savings accounts.
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Best Bank Overall in 2022
For those looking to skip the list and get straight to the point, CIT Bank is the top overall bank in 2022. It is an online bank that offers a wide variety of financial products, including, but not limited to their money market, checking, and savings accounts.
In-person branches are becoming a thing of the past. CIT Bank is leading the charge as more banks start to put a heavier emphasis on online banking. That said, CIT was designed from the ground up as an online bank. Start saving time and money using this FDIC-insured bank today.
Top 100 Best Banks of 2022
Here are the 100 best banks in 2022.
Banks Ranked 1-20
Banks ranked 1 to 20 offer financial products and services such as checking accounts, savings accounts, mortgages, and small business loans.
| Rank | Bank | Details |
|---|---|---|
| 1 | Chase Bank | A bank that offers personal banking, mortgages, and small business loans. |
| 2 | Bank of America | A bank with investing, personal banking, and asset management. |
| 3 | Wells Fargo | Their services include investment banking, mortgages, personal banking, and commercial finance. |
| 4 | US Bank | A bank with deposit accounts, banking services, and financial products. |
| 5 | TD Bank | A convenient bank with millions of customers. Offers commercial, retail, and business services. |
| 6 | CIT Bank | An online bank with the best money market and CD accounts. |
| 7 | PNC Bank | This bank has high-quality savings and checking accounts. |
| 8 | KeyBank | One of the largest financial services companies in the USA. |
| 9 | First Midwest Bank | An institution that offers commercial and business banking. As well as Treasury management. |
| 10 | BBVA | A bank that offers online checking accounts with zero monthly service charges. |
| 11 | Citizens Bank | This bank offers student loans and full-service banking. |
| 12 | Fifth Third Bank | A bank with no monthly checking account fees. |
| 13 | Capital One Bank | This bank has many highly rated credit cards. |
| 14 | Bank of the West | A bank with friendly and fast customer service. |
| 15 | Regions Bank | This bank offers wealth management, mortgages, customer, and commercial banking. |
| 16 | Citibank | This bank is one of the largest credit card issuers. |
| 17 | Huntington Bank | Private-wealth management, mortgage banking, and consumer banking. |
| 18 | Santander Consumer Bank | A bank that offers full-service consumer finance. |
| 19 | Woodforest National Bank | A bank with personal loans, auto loans, mortgages. |
| 20 | Ally Bank | This online bank offers savings accounts with competitive rates. |
Banks Ranked 21-40
Most banks ranked 21 through 40 offer personal and business financial services like loans, CDs, and IRAs.
| Rank | Bank | Details |
|---|---|---|
| 21 | First National Bank | Private, business, and personal banking services. |
| 22 | BMO Harris Bank | This bank has personal banking and wealth investment services. |
| 23 | First Citizens Bank | A bank great for building personal, business, and commercial wealth. |
| 24 | Comerica Bank | A bank that offers business banking, retail banking, and wealth management. |
| 25 | People’s United Bank | This bank offers retail and commercial banking. |
| 26 | Umpqua Bank | In-depth commercial financial services. As well as business banking. |
| 27 | Bank of the Ozarks | A bank with online and in-person banking. |
| 28 | HSBC | They are a massive global banking and financial services organization. |
| 29 | Eastern Bank | This bank offers technologically stable financial solutions. |
| 30 | M&T Bank | This institution always strives for highly-rated customer service. |
| 31 | Synovus Bank | A bank with excellent small business and middle market banking. |
| 32 | Bancorp South Bank | A bank that has CDs, IRAs, brokerage accounts, checking accounts, and savings accounts. |
| 33 | Washington Federal | Their services include mortgages, checking, and savings accounts. |
| 34 | Associated Bank | A bank with retail, commercial, and private banking. |
| 35 | First Northern Bank | A bank that is a highly acclaimed regional small business lender. |
| 36 | Home Town Bank | This bank contains many commercial banking services. |
| 37 | Patriot Bank | A bank focused on community service. |
| 38 | United Community Bank | A relationship-oriented bank. |
| 39 | Glacier Bank | A bank that offers business, real estate, and retail banking. |
| 40 | Fulton Bank | A bank with personal banking, checking, and savings accounts. |
Banks Ranked 41-60
These banks ranked 41 to 60 offer a wide variety of financial solutions. They also have quality customer service, online and mobile banking.
| Rank | Bank | Details |
|---|---|---|
| 41 | Rabobank | This bank has private and commercial financial products. |
| 42 | Zions Bank | Full-service bank offering mortgage loans and credit cards. |
| 43 | First Merchants Bank | This bank offers free overdraft protection, online banking and uses MoneyPass ATMs. |
| 44 | East West Bank | They offer personal banking, small business loans, and home mortgages. |
| 45 | South State Bank | A bank with free eStatements, mobile banking, and deposits. |
| 46 | First Horizon Bank | This bank has investing services, retirement products, and credit cards. |
| 47 | NBT Bank | A bank that offers checking, savings, agricultural lending, and digital banking. |
| 48 | Renasant Bank | This bank offers auto, personal, home equity, and mortgage lending services. |
| 49 | Banner Bank | A bank with no ongoing minimum balance and no monthly service fees. |
| 50 | Webster Bank | A commercial bank that offers financial services to families and businesses. |
| 51 | Simmons Bank | This bank offers home loans, personal loans, credit cards, and digital banking. |
| 52 | United Bank | A bank highly rated by consumers. Offers personal banking, business banking, and lending. |
| 53 | Frost Bank | Investment and insurance products. |
| 54 | WesBanco Bank | Treasury management, retirement planning, checking accounts, and account protection. |
| 55 | Commerce Bank | Estate planning, business, and personal banking. |
| 56 | Beneficial State Bank | This bank aims to provide commercial banking to underserved small to medium-sized businesses. |
| 57 | Community Bank N.A | They offer money market accounts, CDs, IRAs, and mortgage products. |
| 58 | Cross River Bank | This bank’s financial products include deposits and loans. |
| 59 | Fairfield County Bank | A bank that has investment and financial services. |
| 60 | Synchrony | They are a financial institution that offers award-winning online banking services. This includes high yield savings accounts and CDs. |
Banks Ranked 61-80
Here are the banks ranked 61 to 80. They offer financial services like personal loans, credit cards, investment, and retirement planning.
| Rank | Bank | Details |
|---|---|---|
| 61 | First Community Bank of Central Alabama | This bank offers wealth management and financial consulting. |
| 62 | First Bank | A customer-focused, locally-owned bank. |
| 63 | Park National Bank | A bank that offers loans, investing, and mortgages. |
| 64 | Pinnacle Bank | A bank with insurance, investment, trust, and mortgage services and products. |
| 65 | Hancock Whitney Bank | A bank that offers online, small business, and commercial banking. |
| 66 | Trust Mark National Bank | They offer wealth management services, equity loans, and electronic banking. |
| 67 | Great Western Bank | A bank with personal accounts and great customer service. |
| 68 | Columbia State Bank | This bank offers savings accounts, consumer loans, and business loans. |
| 69 | Centennial Bank | Bank focused on customer service. |
| 70 | OneWest Bank | A bank that offers personal checking, money market accounts, and home loan products. |
| 71 | First Republic | An investment company that offers wealth management, personal and business banking. |
| 72 | Raymond James Financial | They are an independent investment bank that exceeds in asset management. |
| 73 | MUFG Union Bank | A full-service American bank. |
| 74 | TrustCo Bank | This bank offers low-cost personal and commercial banking. |
| 75 | First Commonwealth Bank | A bank with small business solutions and personal banking. |
| 76 | Sterling National Bank | This bank offers commercial lending and community business loans. |
| 77 | Carter Bank And Trust | A bank with online and mobile banking with checking and savings accounts |
| 78 | SunTrust Bank | They offer retirement, wealth management, and credit cards. |
| 79 | Austin Capital Bank | An FDIC insured community bank. |
| 80 | Investors Bank | Full-service bank with online and mobile banking. |
Banks Ranked 81-100
The banks ranked 81 to 100 may offer investment services, retirement planning, digital banking, mortgages, and auto loans.
| Rank | Bank | Details |
|---|---|---|
| 81 | Arvest Bank | Community banking that offers credit cards, investments, and mortgages. |
| 82 | Union Bank and Trust | Privately owned commercial bank with personal checking accounts and retirement plans. |
| 83 | Great Southern Bank | A bank that offers loans, online, and business banking. |
| 84 | Prosperity Bank | This bank has easy and convenient personal banking. |
| 85 | BNP Paribas | Largest French banking group. Corporate and institutional banking. |
| 86 | Barclays Investment Bank | A bank that specializes in capital raising, financing, and risk management. |
| 87 | Blue Harbor Bank | They offer commercial banking services. |
| 88 | Iberiabank | Banking for commercial, retail, private, mortgage, investment, and online clients. |
| 89 | Valley National Bank | A regional bank that offers online and mobile banking, business, and personal banking services. |
| 90 | Goldman Sachs | American multinational investment bank, asset management, and prime brokerage. |
| 91 | First Interstate Bank | This bank has online banking, mobile banking, wealth management, and home loans. |
| 92 | UBS | This bank is a Swiss multinational investment bank. |
| 93 | Northwest Bank | Convenient, digital, and personal banking. |
| 94 | Old National Bank | A regional bank with personal checking accounts and online bill payments. |
| 95 | Deutsche Bank | They are a German multinational bank. |
| 96 | BankUnited | Treasury management tools, online services, and lending products. |
| 97 | Flagstar Bank | A bank that has home equity solutions and personal banking. |
| 98 | Bank of Southside Virginia | Auto loans, online and mobile banking. |
| 99 | Atlantic Union Bank | Credit cards, small business loans, personal loans, checking, and savings accounts. |
| 100 | Clear Mountain Bank | Lines of credit, mobile banking, and checking accounts. |
How To Choose A Good Bank
It can be tough to choose one specific bank to use with such a wide variety of banks available. Ultimately, it comes down to the financial services and products you want your bank to have.
For example, if you’re looking for a convenient online bank, you can go with CIT Bank. If you are looking for a bank with a large selection of ATMs, Chase is a good choice.
A corporation will have much different banking needs than an individual. Wells Fargo, KeyBank, and Citibank are well-known financial institutions among individuals. They offer many financial products and services like checking accounts and saving accounts. These banks also have online and mobile banking.
Financial institutions like Goldman Sachs are better suited for corporations compared to everyday individuals.
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