# If You Save $5 a Day, Week, or Month What Is It Worth?

So you want to save $5 every day, week, or month. But what will it be worth in the long run if you save $5 in various increments?

The more frequently you save $5, the more money you will have saved in the long run. For instance, saving $5 a week will net you four times more than saving $5 a month.

This can add up quite a bit when calculating how much $5 a week is over 5, 10, 20, or 40 years compared to saving $5 a month.

Below you will find how much you could have by saving $5 after various amounts of time. We will go over the calculations for saving $5, not accounting for interest.

Additionally, you will also find out how much you could have if you were to invest your savings with an average interest rate of 7%.

The average interest rate of 7% is assumed by looking at how the stock market has performed historically and taking into account inflation.

So the $5 you save each day, week, or month could easily be much more than you were expecting.

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**How Much Will I Have If I Save $5 a Week For a Year?**

**If you save $5 a week for a year, you would have saved $260.** You will have a total of $260 if all you do with your money is put it in a savings account or keep it in cash.

If you factor in interest from investing the money you have saved, at 7% interest, your $260 will turn into $269.

**Table of Saving $5 a Week**

Here is a table of how much you would save over time if you save $5 a week.

Time | Savings |

1 Week | $5 |

2 Weeks | $10 |

4 Weeks | $20 |

26 Weeks | $130 |

52 Weeks | $260 |

260 Weeks | $1,300 |

520 Weeks | $2,600 |

**How Much Will I Have If I Save $5 a Day For a Year?**

**If you save $5 a day for a year, you would have a total of $1,825.** This is if you keep your money in a low-interest savings account or keep it as cash.

Instead, you were to invest it. You could earn around a 7% annual interest rate, meaning that the $1,825 you saved would be worth $1,884 after one year.

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**Table of Saving $5 a Day**

Time | Savings |

1 Day | $5 |

14 Days | $70 |

30 Days | $150 |

60 Days | $300 |

180 Days | $900 |

365 Days | $1,825 |

**How Much Money Will I Have If I Save $5 a Month For a Year?**

**If you save $5 a month for a year, you would have saved $60.** Assuming a 7% annual return on investment from the money you save, the initial $60 would be worth $62 after just one year.

**Table of Saving $5 a Month**

Time | Savings |

1 Month | $5 |

2 Months | $10 |

6 Months | $30 |

12 Months | $60 |

60 Months | $300 |

120 Months | $600 |

240 Months | $1,200 |

**How Much Will I Have If I Save 5 Dollars Every Two Weeks For a Year?**

**If you save 5 dollars every two weeks for a year, you would have $130.** With a 7% interest rate, you would earn $135 after a year. Saving 5 dollars every two weeks will allow you to save twice as much money compared to saving 5 dollars every month.

We can figure out how much saving 5 dollars every two weeks for a year is by multiplying $5 by 26 weeks (saving $5 every other week) and getting a total amount of $130.

**How Much Will I Have If I Save $5 a Week For 6 Months?**

**If you save $5 a week for 6 months, you would have a total of $130.** By multiplying 26 weeks by $5, we get $130, which is the total for saving $5 a week for 6 months.

**How Much Will I Have If I Save $5 a Month For 6 Months?**

**If you save $5 a month for 6 months, you would have $30.** This is found by multiplying 5 by 6 to get $30. The 5 stands for saving $5 every month and 6 representing 6 total months.

**How Much Will I Have If I Save $5 a Month For 5 Years?**

**If you save $5 a month for 5 years, you would have $300.** You can find how much $5 a month is over 5 years by multiplying 12 by 5 and 5. The 12 representing 12 months, the 5 standing for $5, and the other 5 meaning 5 years.

Accounting for a yearly average interest rate of 7 percent, the initial $300 you save would be worth $358.

**How Much Will I Have If I Save $5 a Week For 10 Years?**

**If you save $5 a week for 10 years, you would have $2,600.** By multiplying $5 by 52 weeks and 10 years we get a total of $2,600.

That $2,600 you initially saved up can be invested each week. With an annual average interest rate of 7%, your $2,600 would be worth $3,719.

**How Much Will I Have If I Save $5 a Month For 10 Years?**

**If you save $5 a month for 10 years, you would have $600.** To find out how much $5 a month is for 10 years you multiply $5 by 12 months and 10 years.

If you were to go and invest the $5 you save each month for 10 years, your $600 investment would be worth $860 with a 7% interest rate.

**How Much Will I Have If I Save $5 a Week For 20 Years?**

**If you save $5 a week for 20 years, you would have $5,200.** We can find out how much saving $5 a week for 20 years by multiplying 5 by 52 and 20. The 5 standing for $5, 52 meaning 52 weeks, and 20 representing 20 years.

By investing the $5 you save each week with a 7% interest rate, your money would be worth $11,035.

**How Much Will I Have If I Save $5 a Month For 20 Years?**

**If you save $5 a month for 20 years, you would have $1,200.** When calculating how much saving $5 a month for 20 years is, you multiply $5 by 12 months and 20 years.

If you invest the $5 you save each month, your initial $1,200 would be worth $2,552 after 20 years.

**How Much Will I Have If I Save $5 a Month For 40 Years?**

**If you save $5 a month for 40 years, you would have $2,400.** To figure this out, we need to multiply $5 a month by 12 months and 40 years.

You would have $2,400 if you only save $5 each week. If you went and invested it into the stock market with an average annual interest rate of 7% when accounting for inflation, your money would be worth $12,427 after 40 years.

**Conclusion**

Saving $5 a day, week, or month is one of the best ways to invest in your future. There are many ways you can use the $5 you save. You could stash the $5 away in a savings account, invest it, or use it to start a business.

Investing the money you save into the stock market historically will result in an average interest rate of about 7% on your money after being adjusted for inflation.

Of course, there are other ways to potentially get a much higher rate of return on your $5. One is starting a business. Anyone can start a business at any age, and it is possible to start one with as little as $5.

Potential initial investments to starting a business might be web hosting for your business’s website, filing your business’s paperwork (easy to do), and accounting and invoicing software.

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