# \$31,000 a Year is How Much an Hour? (Before and After Taxes)

So you found out you will soon be getting a new job or raise and will be making \$31,000 a year. But \$31,000 a year is how much an hour?

Below you will find how much \$31,000 is hourly, daily, weekly, biweekly, monthly, and even after taxes. There’s also an example budget you can use when making \$31,000 a year.

To figure out how much \$31,000 a year is as an hourly wage, divide \$31,000 by 40 hours and 52 weeks. So if you were to work full-time, 40 hours a week, making \$31,000 a year, you would earn \$14.90 an hour.

## Comparison Table of \$31,000 a Year (Before & After Taxes)

Here is a comparison table of the pretax and after-tax income of \$31,000 a year:

## \$31,000 a Year is How Much an Hour?

If you make \$31,000 a year, your hourly wage would be \$14.90. This is calculated by dividing the \$31,000 yearly salary by 2,080 total annual hours worked.

There are 52 weeks in the year, and if you work a full-time job, you will typically work 40 hours a week on average. So when you multiply these two numbers together (40 hours and 52 weeks), you will get an answer of 2,080 total annual hours.

Now you can take your yearly salary of \$31,000 and divide it by 2,080 annual hours worked to get your hourly wage.

If you decide to take some time off work to, for example, go on a vacation, your total annual hours worked would be reduced. This may result in the hourly wage (\$14.90) changing slightly.

Find Out: \$30,000 a Year

## \$31,000 a Year is How Much an Hour After Taxes?

If you make \$31,000 a year, you would take home \$11.18 an hour after taxes. Your pre-tax hourly wage was \$14.90. But after paying 25% in taxes, your after-tax hourly wage would be \$11.18 a year.

The amount you pay in taxes depends on many different factors. But assuming a 25% to 30% tax rate is reasonable.

That means about a third to a fourth of your income will go to taxes at \$31,000 a year. There are ways to minimize how much you pay in taxes. However, for the average person, assuming this amount as a tax rate can be expected.

## 31,000 Dollars a Year is How Much After Taxes?

Anyone making \$31,000 a year will have an after-tax income of \$23,250. This number is calculated by assuming you will pay around 25% of your income towards taxes.

When you’re earning 31,000 dollars annually, it is always a good idea to know your after-tax annual income and hourly wage.

That said, your estimated after-tax salary is \$23,250, meaning a portion of your gross income will go towards taxes.

It’s important that you file your taxes correctly every year. This way, you don’t pay more than you have to.

If you don’t like to worry about whether or not you paid the correct amount in taxes on a 31,000 dollar salary, then you need to use TurboTax.

They have a maximum refund and 100% accuracy guarantee. So when you use TurboTax, you can rest assured your taxes will be filed correctly no matter your income.

## \$31,000 a Year is How Much a Month?

If you make \$31,000 a year, you will make \$2,384.62 a month before taxes, assuming you are working full-time. Each month after taxes, you will make approximately \$1,788.46.

A full-time worker or employee works at least 40 hours a week. If you work either more or fewer hours, this amount will vary slightly.

For this calculation, we will use 160 hours (40 hours multiplied by 4 weeks in a month) to calculate the monthly income of \$2,384.62.

Sometimes, if you work more than 40 hours a week, you might be eligible for overtime pay. Overtime pay is 1.5 times what you usually make. So you could end up making more than just \$14.90 an hour.

## \$31,000 a Year is How Much Biweekly?

\$31,000 a year is \$1,192.31 biweekly before taxes and approximately \$894.23 after taxes. Paying a tax rate of 25% and working full-time at 40 hours a week, you would earn \$894.23 after taxes.

To calculate how much you make biweekly before taxes, you would multiply the hourly wage for \$31,000 a year, \$14.90 by 80 hours to get \$1,192.31.

Most employers send out paychecks every two weeks. So you may hear people refer to their biweekly pay as their paycheck. That said, you could technically say you make \$1,192.31 each paycheck before taxes and \$894.23 after taxes.

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## \$31,000 a Year is How Much a Week?

If you make \$31,000 a year, you will get paid \$596.15 a week. This amount is calculated by assuming you work full-time for all four weeks of the month. If you multiply 40 hours by \$14.90 an hour, you get \$596.15, your weekly income.

See: \$28,000 a Year

## 31,000 Dollars a Year is How Much a Day?

\$31,000 a year is \$119.23 per day before taxes. The standard workday is 8 hours. So by multiplying 8 hours by \$14.90 an hour, you would earn \$119.23 every day. After taxes, you would earn \$89.42 a day.

## Tools You Need to Live on \$31,000 a Year

So you’re earning \$31,000 a year but want to make the most of that money. Here are the best tools you need to start using when living on this amount of income.

### CIT Bank

Now that virtually everything is done online so is banking. CIT Bank consistently ranks high as one of the most reliable and trustworthy banks.

When you open up a checking or savings account with them, you do not need to worry about any annoying fees. Start building your savings up the right way with CIT Bank.

### TurboTax

Taxes can be quite complicated but they don’t have to be. This is especially true if your annual income is \$31,000. TurboTax makes filing your taxes simple with their 100% accuracy and maximum refund guarantee.

### Survey Junkie

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### FreshBooks

If you’re making \$31,000 a year and are a sole proprietor, business owner, or freelancer, you need to start using FreshBooks. They are an affordable accounting and invoicing software that makes sending invoices and tracking expenses simple.

They are perfect whether you’re a beginner or expert in your field and even offer a free trial. So what are you waiting for? Start saving time using FreshBooks today.

## How To Budget \$31,000 a Year

Creating a monthly budget for how much you need to spend, save, and invest is not as difficult as it seems. First, you will need to find your after-tax income. This is otherwise known as your take-home pay. Your take-home pay for \$31,000 a year or \$14.90 an hour is approximately \$1,788.46 a month.

You then will need to split that \$1,788.46 after-tax income into different categories. These categories represent your expenses, savings, and investments. If you make \$31,000 a year, this is an example of what your monthly budget can look like:

## Is \$31,000 a Year a Good Salary?

A \$31,000 salary is considerably lower than the average salary in the United States. In America, the average annual salary is \$53,490.

So if you make \$31,000 a year, you are making \$22,490 less than the average U.S. salary.

Look: \$27,000 a Year

## \$31,000 a Year Salary After Taxes in 2022 (By State)

Here is your estimated \$31,000 a year salary after taxes in 2022 for each state. Your after-tax income will change based on state taxes.

### Alabama ( \$25,380 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.98% ) – \$1,234

FICA ( 7.65% ) – \$2,372

Total Alabama Income Taxes ( 18.13% ) – \$5,620

Annual Take-Home Pay in Alabama ( 81.87% ) – \$25,380

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Alaska Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Alaska ( 85.85% ) – \$26,614

### Arizona ( \$26,136 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 1.54% ) – \$478

FICA ( 7.65% ) – \$2,372

Total Arizona Income Taxes ( 15.69% ) – \$4,864

Annual Take-Home Pay in Arizona ( 84.31% ) – \$26,136

### Arkansas ( \$25,782 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.68% ) – \$832

FICA ( 7.65% ) – \$2,372

Total Arkansas Income Taxes ( 16.83% ) – \$5,219

Annual Take-Home Pay in Arkansas ( 83.17% ) – \$25,782

### California ( \$26,101 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 1.65% ) – \$512

FICA ( 7.65% ) – \$2,372

Total California Income Taxes ( 15.80% ) – \$4,899

Annual Take-Home Pay in California ( 84.20% ) – \$26,101

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.71% ) – \$839

FICA ( 7.65% ) – \$2,372

Total Colorado Income Taxes ( 16.86% ) – \$5,226

Annual Take-Home Pay in Colorado ( 83.14% ) – \$25,774

### Connecticut ( \$25,963 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.10% ) – \$651

FICA ( 7.65% ) – \$2,372

Total Connecticut Income Taxes ( 16.25% ) – \$5,038

Annual Take-Home Pay in Connecticut ( 83.75% ) – \$25,963

### Delaware ( \$25,460 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.72% ) – \$1,154

FICA ( 7.65% ) – \$2,372

Total Delaware Income Taxes ( 17.87% ) – \$5,540

Annual Take-Home Pay in Delaware ( 82.13% ) – \$25,460

### Florida ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Florida Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Florida ( 85.85% ) – \$26,614

### Georgia ( \$25,423 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.84% ) – \$1,190

FICA ( 7.65% ) – \$2,372

Total Georgia Income Taxes ( 17.99% ) – \$5,577

Annual Take-Home Pay in Georgia ( 82.01% ) – \$25,423

### Hawaii ( \$24,982 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 5.26% ) – \$1,631

FICA ( 7.65% ) – \$2,372

Total Hawaii Income Taxes ( 19.41% ) – \$6,018

Annual Take-Home Pay in Hawaii ( 80.59% ) – \$24,982

### Idaho ( \$25,660 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.07% ) – \$953

FICA ( 7.65% ) – \$2,372

Total Idaho Income Taxes ( 17.22% ) – \$5,340

Annual Take-Home Pay in Idaho ( 82.78% ) – \$25,660

### Illinois ( \$25,197 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 4.57% ) – \$1,417

FICA ( 7.65% ) – \$2,372

Total Illinois Income Taxes ( 18.72% ) – \$5,803

Annual Take-Home Pay in Illinois ( 81.28% ) – \$25,197

### Indiana ( \$25,645 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.13% ) – \$969

FICA ( 7.65% ) – \$2,372

Total Indiana Income Taxes ( 17.28% ) – \$5,356

Annual Take-Home Pay in Indiana ( 82.72% ) – \$25,645

### Iowa ( \$25,519 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.53% ) – \$1,094

FICA ( 7.65% ) – \$2,372

Total Iowa Income Taxes ( 17.68% ) – \$5,481

Annual Take-Home Pay in Iowa ( 82.32% ) – \$25,519

### Kansas ( \$25,584 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.32% ) – \$1,029

FICA ( 7.65% ) – \$2,372

Total Kansas Income Taxes ( 17.47% ) – \$5,416

Annual Take-Home Pay in Kansas ( 82.53% ) – \$25,584

More About Salaries: \$26,000 a Year

### Kentucky ( \$25,198 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 4.57% ) – \$1,416

FICA ( 7.65% ) – \$2,372

Total Kentucky Income Taxes ( 18.72% ) – \$5,802

Annual Take-Home Pay in Kentucky ( 81.28% ) – \$25,198

### Louisiana ( \$25,925 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.22% ) – \$688

FICA ( 7.65% ) – \$2,372

Total Louisiana Income Taxes ( 16.37% ) – \$5,075

Annual Take-Home Pay in Louisiana ( 83.63% ) – \$25,925

### Maine ( \$25,792 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.65% ) – \$822

FICA ( 7.65% ) – \$2,372

Total Maine Income Taxes ( 16.80% ) – \$5,208

Annual Take-Home Pay in Maine ( 83.20% ) – \$25,792

### Maryland ( \$25,594 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.29% ) – \$1,020

FICA ( 7.65% ) – \$2,372

Total Maryland Income Taxes ( 17.44% ) – \$5,406

Annual Take-Home Pay in Maryland ( 82.56% ) – \$25,594

### Massachusetts ( \$25,284 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 4.29% ) – \$1,330

FICA ( 7.65% ) – \$2,372

Total Massachusetts Income Taxes ( 18.44% ) – \$5,717

Annual Take-Home Pay in Massachusetts ( 81.56% ) – \$25,284

### Michigan ( \$25,504 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.58% ) – \$1,109

FICA ( 7.65% ) – \$2,372

Total Michigan Income Taxes ( 17.73% ) – \$5,496

Annual Take-Home Pay in Michigan ( 82.27% ) – \$25,504

### Minnesota ( \$25,625 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.19% ) – \$988

FICA ( 7.65% ) – \$2,372

Total Minnesota Income Taxes ( 17.34% ) – \$5,375

Annual Take-Home Pay in Minnesota ( 82.66% ) – \$25,625

### Mississippi ( \$25,719 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.89% ) – \$895

FICA ( 7.65% ) – \$2,372

Total Mississippi Income Taxes ( 17.04% ) – \$5,282

Annual Take-Home Pay in Mississippi ( 82.96% ) – \$25,719

### Missouri ( \$25,916 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.25% ) – \$698

FICA ( 7.65% ) – \$2,372

Total Missouri Income Taxes ( 16.40% ) – \$5,084

Annual Take-Home Pay in Missouri ( 83.60% ) – \$25,916

### Montana ( \$25,671 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.04% ) – \$942

FICA ( 7.65% ) – \$2,372

Total Montana Income Taxes ( 17.19% ) – \$5,329

Annual Take-Home Pay in Montana ( 82.81% ) – \$25,671

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.78% ) – \$861

FICA ( 7.65% ) – \$2,372

Total Nebraska Income Taxes ( 16.93% ) – \$5,248

Annual Take-Home Pay in Nebraska ( 83.07% ) – \$25,752

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Nevada Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Nevada ( 85.85% ) – \$26,614

### New Hampshire ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total New Hampshire Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in New Hampshire ( 85.85% ) – \$26,614

### New Jersey ( \$26,159 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 1.47% ) – \$455

FICA ( 7.65% ) – \$2,372

Total New Jersey Income Taxes ( 15.62% ) – \$4,842

Annual Take-Home Pay in New Jersey ( 84.38% ) – \$26,159

### New Mexico ( \$25,989 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.01% ) – \$625

FICA ( 7.65% ) – \$2,372

Total New Mexico Income Taxes ( 16.16% ) – \$5,011

Annual Take-Home Pay in New Mexico ( 83.84% ) – \$25,989

### New York ( \$25,482 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.65% ) – \$1,132

FICA ( 7.65% ) – \$2,372

Total New York Income Taxes ( 17.80% ) – \$5,518

Annual Take-Home Pay in New York ( 82.20% ) – \$25,482

Check Out This Annual Salary: \$25,000 a Year

### North Carolina ( \$25,550 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.43% ) – \$1,063

FICA ( 7.65% ) – \$2,372

Total North Carolina Income Taxes ( 17.58% ) – \$5,450

Annual Take-Home Pay in North Carolina ( 82.42% ) – \$25,550

### North Dakota ( \$26,411 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.65% ) – \$203

FICA ( 7.65% ) – \$2,372

Total North Dakota Income Taxes ( 14.80% ) – \$4,589

Annual Take-Home Pay in North Dakota ( 85.20% ) – \$26,411

### Ohio ( \$26,499 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.37% ) – \$115

FICA ( 7.65% ) – \$2,372

Total Ohio Income Taxes ( 14.52% ) – \$4,501

Annual Take-Home Pay in Ohio ( 85.48% ) – \$26,499

### Oklahoma ( \$25,620 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.21% ) – \$994

FICA ( 7.65% ) – \$2,372

Total Oklahoma Income Taxes ( 17.36% ) – \$5,381

Annual Take-Home Pay in Oklahoma ( 82.64% ) – \$25,620

### Oregon ( \$24,397 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 7.15% ) – \$2,217

FICA ( 7.65% ) – \$2,372

Total Oregon Income Taxes ( 21.30% ) – \$6,603

Annual Take-Home Pay in Oregon ( 78.70% ) – \$24,397

### Pennsylvania ( \$25,662 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.07% ) – \$952

FICA ( 7.65% ) – \$2,372

Total Pennsylvania Income Taxes ( 17.22% ) – \$5,338

Annual Take-Home Pay in Pennsylvania ( 82.78% ) – \$25,662

### Rhode Island ( \$25,957 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.12% ) – \$656

FICA ( 7.65% ) – \$2,372

Total Rhode Island Income Taxes ( 16.27% ) – \$5,043

Annual Take-Home Pay in Rhode Island ( 83.73% ) – \$25,957

### South Carolina ( \$25,867 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.41% ) – \$747

FICA ( 7.65% ) – \$2,372

Total South Carolina Income Taxes ( 16.56% ) – \$5,133

Annual Take-Home Pay in South Carolina ( 83.44% ) – \$25,867

### South Dakota ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total South Dakota Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in South Dakota ( 85.85% ) – \$26,614

### Tennessee ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Tennessee Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Tennessee ( 85.85% ) – \$26,614

### Texas ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Texas Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Texas ( 85.85% ) – \$26,614

### Utah ( \$25,079 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 4.95% ) – \$1,535

FICA ( 7.65% ) – \$2,372

Total Utah Income Taxes ( 19.10% ) – \$5,921

Annual Take-Home Pay in Utah ( 80.90% ) – \$25,079

### Vermont ( \$25,930 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.20% ) – \$683

FICA ( 7.65% ) – \$2,372

Total Vermont Income Taxes ( 16.35% ) – \$5,070

Annual Take-Home Pay in Vermont ( 83.65% ) – \$25,930

### Virginia ( \$25,401 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.91% ) – \$1,213

FICA ( 7.65% ) – \$2,372

Total Virginia Income Taxes ( 18.06% ) – \$5,599

Annual Take-Home Pay in Virginia ( 81.94% ) – \$25,401

### Washington ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Washington Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Washington ( 85.85% ) – \$26,614

### West Virginia ( \$25,534 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 3.48% ) – \$1,080

FICA ( 7.65% ) – \$2,372

Total West Virginia Income Taxes ( 17.63% ) – \$5,467

Annual Take-Home Pay in West Virginia ( 82.37% ) – \$25,534

### Wisconsin ( \$25,733 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 2.84% ) – \$880

FICA ( 7.65% ) – \$2,372

Total Wisconsin Income Taxes ( 16.99% ) – \$5,267

Annual Take-Home Pay in Wisconsin ( 83.01% ) – \$25,733

### Wyoming ( \$26,614 )

Federal Income Tax ( 6.50% ) – \$2,015

State Income Tax ( 0.00% ) – \$0

FICA ( 7.65% ) – \$2,372

Total Wyoming Income Taxes ( 14.15% ) – \$4,387

Annual Take-Home Pay in Wyoming ( 85.85% ) – \$26,614

## Summary

Here is a quick recap on how you can figure out how much \$31,000 a year is hourly, monthly, biweekly, weekly, and daily.

When finding out how much \$31,000 a year is per hour, you take \$31,000 and divide it by 40 hours and 52 weeks.

When calculating the monthly income for 31,000 dollars a year, you take 31,000 dollars and divide it by 40 hours and 4 weeks.

To find out how much \$31,000 a year is biweekly, take \$31,000 and divide it by 40 hours and 2 weeks.

For weekly, you take \$31,000 and divide it by 40 hours. We divide it by 40 hours because 40 hours a week is considered full-time.

And lastly, to calculate how much \$31,000 a year is daily, you take \$31,000 and divide it by 8 hours. Eight hours is used in this calculation because that amount of time represents the standard workday.

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