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$29,000 a Year is How Much an Hour? (Before and After Taxes)

Woman that makes $29,000 a year staring at the ocean.

You found out you will make $29,000 a year from the new job or raise you’re getting. But $29,000 a year is how much an hour?

Below you will find how much $29,000 is hourly, daily, weekly, biweekly, monthly, and even after taxes. There’s also an example budget you can use when making $29,000 a year.

To figure out how much $29,000 a year is as an hourly wage, divide $29,000 by 40 hours and 52 weeks. So if you were to work full-time, 40 hours a week, making $29,000 a year, you would earn $13.94 an hour.

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Comparison Table of $29,000 a Year (Before & After Taxes)

Here is a comparison table of the pretax and after-tax income of $29,000 a year:

$29,000 a Year Pretax Income After-Tax Income
Yearly (52 Weeks) $29,000 $21,750
Monthly (160 Hours) $2,230.77 $1,673.08
Biweekly (80 Hours) $1,115.38 $836.54
Weekly (40 Hours) $557.69 $418.27
Daily (8 Hours) $111.54 $83.65
Hourly (1 Hour) $13.94 $10.46

$29,000 a Year is How Much an Hour?

If you make $29,000 a year, your hourly wage would be $13.94. This is calculated by dividing the $29,000 yearly salary by 2,080 total annual hours worked.

There are 52 weeks in the year, and if you work a full-time job, you will typically work 40 hours a week on average. So when you multiply these two numbers together (40 hours and 52 weeks), you will get an answer of 2,080 total annual hours.

Now you can take your yearly salary of $29,000 and divide it by 2,080 annual hours worked to get your hourly wage.

If you decide to take some time off work to, for example, go on a vacation, your total annual hours worked would be reduced. This may result in the hourly wage ($13.94) changing slightly.

Find Out: $28,000 a Year

$29,000 a Year is How Much an Hour After Taxes?

If you make $29,000 a year, you would take home $10.46 an hour after taxes. Your pre-tax hourly wage was $13.94. But after paying 25% in taxes, your after-tax hourly wage would be $10.46 a year.

The amount you pay in taxes depends on many different factors. But assuming a 25% to 30% tax rate is reasonable.

That means about a third to a fourth of your income will go to taxes at $29,000 a year. There are ways to minimize how much you pay in taxes. However, for the average person, assuming this amount as a tax rate can be expected.

29,000 Dollars a Year is How Much After Taxes?

Anyone making $29,000 a year will have an after-tax income of $21,750. This number is calculated by assuming you will pay around 25% of your income towards taxes.

When you’re earning 29,000 dollars annually, it is always a good idea to know your after-tax annual income and hourly wage.

That said, your estimated after-tax salary is $21,750, meaning a portion of your gross income will go towards taxes.

It’s important that you file your taxes correctly every year. This way, you don’t pay more than you have to.

If you don’t like to worry about whether or not you paid the correct amount in taxes on a 29,000 dollar salary, then you need to use TurboTax.

They have a maximum refund and 100% accuracy guarantee. So when you use TurboTax, you can rest assured your taxes will be filed correctly no matter your income.

$29,000 a Year is How Much a Month?

If you make $29,000 a year, you will make $2,230.77 a month before taxes, assuming you are working full-time. Each month after taxes, you will make approximately $1,673.08.

A full-time worker or employee works at least 40 hours a week. If you work either more or fewer hours, this amount will vary slightly.

For this calculation, we will use 160 hours (40 hours multiplied by 4 weeks in a month) to calculate the monthly income of $2,230.77.

Sometimes, if you work more than 40 hours a week, you might be eligible for overtime pay. Overtime pay is 1.5 times what you usually make. So you could end up making more than just $13.94 an hour.

Learn More: $27,000 a Year

$29,000 a Year is How Much Biweekly?

$29,000 a year is $1,115.38 biweekly before taxes and approximately $836.54 after taxes. Paying a tax rate of 25% and working full-time at 40 hours a week, you would earn $836.54 after taxes.

To calculate how much you make biweekly before taxes, you would multiply the hourly wage for $29,000 a year, $13.94 by 80 hours to get $1,115.38.

Most employers send out paychecks every two weeks. So you may hear people refer to their biweekly pay as their paycheck. That said, you could technically say you make $1,115.38 each paycheck before taxes and $836.54 after taxes.

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$29,000 a Year is How Much a Week?

If you make $29,000 a year, you will get paid $557.69 a week. This amount is calculated by assuming you work full-time for all four weeks of the month. If you multiply 40 hours by $13.94 an hour, you get $557.69, your weekly income.

See: $26,000 a Year

29,000 Dollars a Year is How Much a Day?

$29,000 a year is $111.54 per day before taxes. The standard workday is 8 hours. So by multiplying 8 hours by $13.94 an hour, you would earn $111.54 every day. After taxes, you would earn $83.65 a day.

Tools You Need to Live on $29,000 a Year

So you’re earning $29,000 a year but want to make the most of that money. Here are the best tools you need to start using when living on this amount of income.

CIT Bank

Now that virtually everything is done online so is banking. CIT Bank consistently ranks high as one of the most reliable and trustworthy banks.

When you open up a checking or savings account with them, you do not need to worry about any annoying fees. Start building your savings up the right way with CIT Bank.

TurboTax

Taxes can be quite complicated but they don’t have to be. This is especially true if your annual income is $29,000. TurboTax makes filing your taxes simple with their 100% accuracy and maximum refund guarantee.

Survey Junkie

Everyone enjoys earning some extra cash. Well, Survey Junkie makes it possible for you to actually get paid to share your opinions on products and services.

It is some of the easiest money you could ever make. If you’ve got some spare time, fill out one of their surveys and get paid.

Check out Survey Junkie today and start taking surveys to receive PayPal money and gift cards.

FreshBooks

If you’re making $29,000 a year and are a sole proprietor, business owner, or freelancer, you need to start using FreshBooks. They are an affordable accounting and invoicing software that makes sending invoices and tracking expenses simple.

They are perfect whether you’re a beginner or expert in your field and even offer a free trial. So what are you waiting for? Start saving time using FreshBooks today.

How To Budget $29,000 a Year

Creating a monthly budget for how much you need to spend, save, and invest is not as difficult as it seems. First, you will need to find your after-tax income. This is otherwise known as your take-home pay. Your take-home pay for $29,000 a year or $13.94 an hour is approximately $1,673.08 a month.

You then will need to split that $1,673.08 after-tax income into different categories. These categories represent your expenses, savings, and investments. If you make $29,000 a year, this is an example of what your monthly budget can look like:

Category Budget Amount Percentage
Housing $501.92 30%
Saving and Investing $250.96 15%
Insurance $250.96 15%
Food $167.31 10%
Transportation $167.31 10%
Entertainment and Recreation $167.31 10%
Personal Expenses $83.65 5%
Utilities $83.65 5%
Total $1,673.08 100%

Is $29,000 a Year a Good Salary?

A $29,000 salary is considerably lower than the average salary in the United States. In America, the average annual salary is $53,490.

So if you make $29,000 a year, you are making $24,490 less than the average U.S. salary.

Look: $25,000 a Year

$29,000 a Year Salary After Taxes in 2022 (By State)

Here is your estimated $29,000 a year salary after taxes in 2022 for each state. Your after-tax income will change based on state taxes.

Alabama ( $23,864 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.94% ) – $1,143

FICA ( 7.65% ) – $2,219

Total Alabama Income Taxes ( 17.71% ) – $5,136

Annual Take-Home Pay in Alabama ( 82.29% ) – $23,864

Alaska ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Alaska Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Alaska ( 86.23% ) – $25,007

Arizona ( $24,581 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 1.47% ) – $426

FICA ( 7.65% ) – $2,219

Total Arizona Income Taxes ( 15.24% ) – $4,419

Annual Take-Home Pay in Arizona ( 84.76% ) – $24,581

Arkansas ( $24,275 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.52% ) – $732

FICA ( 7.65% ) – $2,219

Total Arkansas Income Taxes ( 16.29% ) – $4,725

Annual Take-Home Pay in Arkansas ( 83.71% ) – $24,275

California ( $24,574 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 1.49% ) – $432

FICA ( 7.65% ) – $2,219

Total California Income Taxes ( 15.26% ) – $4,426

Annual Take-Home Pay in California ( 84.74% ) – $24,574

Colorado ( $24,258 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.58% ) – $748

FICA ( 7.65% ) – $2,219

Total Colorado Income Taxes ( 16.35% ) – $4,742

Annual Take-Home Pay in Colorado ( 83.65% ) – $24,258

Connecticut ( $24,508 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 1.72% ) – $499

FICA ( 7.65% ) – $2,219

Total Connecticut Income Taxes ( 15.49% ) – $4,492

Annual Take-Home Pay in Connecticut ( 84.51% ) – $24,508

Delaware ( $23,964 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.60% ) – $1,043

FICA ( 7.65% ) – $2,219

Total Delaware Income Taxes ( 17.37% ) – $5,036

Annual Take-Home Pay in Delaware ( 82.63% ) – $23,964

Florida ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Florida Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Florida ( 86.23% ) – $25,007

Georgia ( $23,931 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.71% ) – $1,075

FICA ( 7.65% ) – $2,219

Total Georgia Income Taxes ( 17.48% ) – $5,069

Annual Take-Home Pay in Georgia ( 82.52% ) – $23,931

Hawaii ( $23,527 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 5.10% ) – $1,479

FICA ( 7.65% ) – $2,219

Total Hawaii Income Taxes ( 18.87% ) – $5,473

Annual Take-Home Pay in Hawaii ( 81.13% ) – $23,527

Idaho ( $24,184 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.84% ) – $823

FICA ( 7.65% ) – $2,219

Total Idaho Income Taxes ( 16.61% ) – $4,816

Annual Take-Home Pay in Idaho ( 83.39% ) – $24,184

Illinois ( $23,689 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 4.54% ) – $1,318

FICA ( 7.65% ) – $2,219

Total Illinois Income Taxes ( 18.31% ) – $5,311

Annual Take-Home Pay in Illinois ( 81.69% ) – $23,689

Indiana ( $24,102 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.12% ) – $904

FICA ( 7.65% ) – $2,219

Total Indiana Income Taxes ( 16.89% ) – $4,898

Annual Take-Home Pay in Indiana ( 83.11% ) – $24,102

Iowa ( $24,018 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.41% ) – $989

FICA ( 7.65% ) – $2,219

Total Iowa Income Taxes ( 17.18% ) – $4,982

Annual Take-Home Pay in Iowa ( 82.82% ) – $24,018

Kansas ( $24,082 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.19% ) – $924

FICA ( 7.65% ) – $2,219

Total Kansas Income Taxes ( 16.96% ) – $4,918

Annual Take-Home Pay in Kansas ( 83.04% ) – $24,082

More About Salaries: $24,000 a Year

Kentucky ( $23,691 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 4.54% ) – $1,316

FICA ( 7.65% ) – $2,219

Total Kentucky Income Taxes ( 18.31% ) – $5,309

Annual Take-Home Pay in Kentucky ( 81.69% ) – $23,691

Louisiana ( $24,389 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.13% ) – $618

FICA ( 7.65% ) – $2,219

Total Louisiana Income Taxes ( 15.90% ) – $4,611

Annual Take-Home Pay in Louisiana ( 84.10% ) – $24,389

Maine ( $24,302 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.43% ) – $705

FICA ( 7.65% ) – $2,219

Total Maine Income Taxes ( 16.20% ) – $4,698

Annual Take-Home Pay in Maine ( 83.80% ) – $24,302

Maryland ( $24,082 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.19% ) – $925

FICA ( 7.65% ) – $2,219

Total Maryland Income Taxes ( 16.96% ) – $4,918

Annual Take-Home Pay in Maryland ( 83.04% ) – $24,082

Massachusetts ( $23,777 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 4.24% ) – $1,230

FICA ( 7.65% ) – $2,219

Total Massachusetts Income Taxes ( 18.01% ) – $5,223

Annual Take-Home Pay in Massachusetts ( 81.99% ) – $23,777

Michigan ( $23,982 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.53% ) – $1,024

FICA ( 7.65% ) – $2,219

Total Michigan Income Taxes ( 17.30% ) – $5,018

Annual Take-Home Pay in Michigan ( 82.70% ) – $23,982

Minnesota ( $24,125 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.04% ) – $881

FICA ( 7.65% ) – $2,219

Total Minnesota Income Taxes ( 16.81% ) – $4,875

Annual Take-Home Pay in Minnesota ( 83.19% ) – $24,125

Mississippi ( $24,212 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.74% ) – $795

FICA ( 7.65% ) – $2,219

Total Mississippi Income Taxes ( 16.51% ) – $4,788

Annual Take-Home Pay in Mississippi ( 83.49% ) – $24,212

Missouri ( $24,404 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.08% ) – $603

FICA ( 7.65% ) – $2,219

Total Missouri Income Taxes ( 15.85% ) – $4,597

Annual Take-Home Pay in Missouri ( 84.15% ) – $24,404

Montana ( $24,186 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.83% ) – $821

FICA ( 7.65% ) – $2,219

Total Montana Income Taxes ( 16.60% ) – $4,814

Annual Take-Home Pay in Montana ( 83.40% ) – $24,186

Nebraska ( $24,245 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.62% ) – $761

FICA ( 7.65% ) – $2,219

Total Nebraska Income Taxes ( 16.39% ) – $4,755

Annual Take-Home Pay in Nebraska ( 83.61% ) – $24,245

Nevada ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Nevada Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Nevada ( 86.23% ) – $25,007

New Hampshire ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total New Hampshire Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in New Hampshire ( 86.23% ) – $25,007

New Jersey ( $24,587 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 1.45% ) – $420

FICA ( 7.65% ) – $2,219

Total New Jersey Income Taxes ( 15.22% ) – $4,413

Annual Take-Home Pay in New Jersey ( 84.78% ) – $24,587

New Mexico ( $24,480 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 1.82% ) – $527

FICA ( 7.65% ) – $2,219

Total New Mexico Income Taxes ( 15.59% ) – $4,520

Annual Take-Home Pay in New Mexico ( 84.41% ) – $24,480

New York ( $23,992 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.50% ) – $1,015

FICA ( 7.65% ) – $2,219

Total New York Income Taxes ( 17.27% ) – $5,008

Annual Take-Home Pay in New York ( 82.73% ) – $23,992

Check Out This Annual Salary: $23,000 a Year

North Carolina ( $24,049 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.30% ) – $958

FICA ( 7.65% ) – $2,219

Total North Carolina Income Taxes ( 17.07% ) – $4,951

Annual Take-Home Pay in North Carolina ( 82.93% ) – $24,049

North Dakota ( $24,826 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.62% ) – $181

FICA ( 7.65% ) – $2,219

Total North Dakota Income Taxes ( 14.39% ) – $4,174

Annual Take-Home Pay in North Dakota ( 85.61% ) – $24,826

Ohio ( $24,947 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.20% ) – $59

FICA ( 7.65% ) – $2,219

Total Ohio Income Taxes ( 13.97% ) – $4,053

Annual Take-Home Pay in Ohio ( 86.03% ) – $24,947

Oklahoma ( $24,113 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.08% ) – $894

FICA ( 7.65% ) – $2,219

Total Oklahoma Income Taxes ( 16.85% ) – $4,887

Annual Take-Home Pay in Oklahoma ( 83.15% ) – $24,113

Oregon ( $22,965 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 7.04% ) – $2,042

FICA ( 7.65% ) – $2,219

Total Oregon Income Taxes ( 20.81% ) – $6,035

Annual Take-Home Pay in Oregon ( 79.19% ) – $22,965

Pennsylvania ( $24,116 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.07% ) – $890

FICA ( 7.65% ) – $2,219

Total Pennsylvania Income Taxes ( 16.84% ) – $4,884

Annual Take-Home Pay in Pennsylvania ( 83.16% ) – $24,116

Rhode Island ( $24,425 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.00% ) – $581

FICA ( 7.65% ) – $2,219

Total Rhode Island Income Taxes ( 15.77% ) – $4,575

Annual Take-Home Pay in Rhode Island ( 84.23% ) – $24,425

South Carolina ( $24,400 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.09% ) – $607

FICA ( 7.65% ) – $2,219

Total South Carolina Income Taxes ( 15.86% ) – $4,600

Annual Take-Home Pay in South Carolina ( 84.14% ) – $24,400

South Dakota ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total South Dakota Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in South Dakota ( 86.23% ) – $25,007

Tennessee ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Tennessee Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Tennessee ( 86.23% ) – $25,007

Texas ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Texas Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Texas ( 86.23% ) – $25,007

Utah ( $23,571 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 4.95% ) – $1,436

FICA ( 7.65% ) – $2,219

Total Utah Income Taxes ( 18.72% ) – $5,429

Annual Take-Home Pay in Utah ( 81.28% ) – $23,571

Vermont ( $24,390 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.13% ) – $616

FICA ( 7.65% ) – $2,219

Total Vermont Income Taxes ( 15.90% ) – $4,610

Annual Take-Home Pay in Vermont ( 84.10% ) – $24,390

Virginia ( $23,909 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.79% ) – $1,098

FICA ( 7.65% ) – $2,219

Total Virginia Income Taxes ( 17.56% ) – $5,091

Annual Take-Home Pay in Virginia ( 82.44% ) – $23,909

Washington ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Washington Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Washington ( 86.23% ) – $25,007

West Virginia ( $24,017 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 3.41% ) – $990

FICA ( 7.65% ) – $2,219

Total West Virginia Income Taxes ( 17.18% ) – $4,983

Annual Take-Home Pay in West Virginia ( 82.82% ) – $24,017

Wisconsin ( $24,230 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 2.68% ) – $777

FICA ( 7.65% ) – $2,219

Total Wisconsin Income Taxes ( 16.45% ) – $4,771

Annual Take-Home Pay in Wisconsin ( 83.55% ) – $24,230

Wyoming ( $25,007 )

Federal Income Tax ( 6.12% ) – $1,775

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $2,219

Total Wyoming Income Taxes ( 13.77% ) – $3,993

Annual Take-Home Pay in Wyoming ( 86.23% ) – $25,007

Summary

Here is a quick recap on how you can figure out how much $29,000 a year is hourly, monthly, biweekly, weekly, and daily.

When finding out how much $29,000 a year is per hour, you take $29,000 and divide it by 40 hours and 52 weeks.

When calculating the monthly income for 29,000 dollars a year, you take 29,000 dollars and divide it by 40 hours and 4 weeks.

To find out how much $29,000 a year is biweekly, take $29,000 and divide it by 40 hours and 2 weeks.

For weekly, you take $29,000 and divide it by 40 hours. We divide it by 40 hours because 40 hours a week is considered full-time.

And lastly, to calculate how much $29,000 a year is daily, you take $29,000 and divide it by 8 hours. Eight hours is used in this calculation because that amount of time represents the standard workday.

If you enjoyed reading about how much $29,000 a year is, check out our other annual salary articles below!

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