KeyBank Routing Number in Kentucky – 041001039

KeyBank Kentucky routing number.

The KeyBank routing number for Kentucky is 041001039. In Kentucky, the ACH routing number is the same, also being 041001039.

The KeyBank wire transfer routing number is 041001039 for any transfers inside of the United States. The SWIFT code for wire transfers made outside of the United States is KEYBUS3B.

Click here to get KeyBank routing numbers for other states.

What is a Routing Number?

First created in 1910, the American Bankers Association developed the routing number to identify the financial institution where an account is held. A routing number consists of 9 digits and can also be referred to as an ABA routing number or RTN.

Each bank has its own unique routing numbers that typically are location-dependent. It is common to see banks have different routing numbers that might vary based on the state.

How To Get My KeyBank Kentucky Routing Number?

You can find your KeyBank routing number in Kentucky by looking at the bottom left corner of your check, looking at your monthly statement, or by either calling customer service at your bank or visiting their website. You can also get your routing number by looking it up on the official Federal Reserve website.

Wire Routing Number For KeyBank In Kentucky

Wire transfers are a fast and secure way to electronically move money. It takes anywhere from a couple of days to just a few minutes to complete a wire transfer. Banks often use different routing numbers to help process these transactions quicker and more efficiently.

For wire transfers inside of the United States, the routing number is 041001039. Wire transfers made outside of the United States to a USA account have a routing number of 041001039. The SWIFT code for KeyBank is KEYBUS3B.

You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.

KeyBank Routing Number For ACH Transfers

To send an ACH transfer to a KeyBank account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.

The KeyBank Kentucky ACH routing number is 041001039.

How Many Digits Does a Kentucky KeyBank Routing Number Have?

KeyBank routing numbers have 9 digits. If you open your account in Kentucky, your routing number will be the 9 digit number 041001039.

All KeyBank routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate also is an option.

Is The KeyBank Kentucky Routing Number The Same For Everyone?

There is only one routing number for Kentucky KeyBank accounts. Everyone in Kentucky will have the same routing number, assuming they originally opened their account in Kentucky.

This also means that Kentucky KeyBank accounts will have the same routing number no matter what city you are located in. So your routing number will be the same as your neighbors even if you each opened your accounts in separate Kentucky cities or towns.

If you move states, your routing number will most likely stay the same. So if you originally opened a KeyBank account in Kentucky, there is a good chance it will remain the same if you move to another state.

Do All KeyBanks Have The Same Routing Number?

All KeyBanks do not have the same routing number. Your routing number will change depending on where you opened your account.

Someone who opened an account in Kentucky might have a different routing number than someone who opened an account in Alaska.

Kentucky’s routing numbers will all be the same no matter what city or town the KeyBank is located in. However, if you open a KeyBank account in a different state, your routing number will change.

Which KeyBank Routing Number Do I Use For Tax Returns In Kentucky?

The KeyBank routing number you use for tax returns in Kentucky should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.

To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. KeyBank Kentucky bank accounts use the routing number 041001039 for their tax return.

You can double-check you have the correct routing number for your tax return by visiting your bank’s website or calling customer service.


A few different factors decide your routing number. The location you open your account initially is one of the main factors. So accounts opened in Kentucky will have a routing number of 041001039.

Any time you attempt to order new checks, send money to someone, set up direct deposit, or send wire transfers, you will need a routing number.

If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your KeyBank account is the one that will stay with you, even if you move.

If you enjoyed reading about how to find your Kentucky KeyBank routing number, check out our other articles below!

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