First Merchants Bank Routing Number (Complete Guide)

First Merchants Bank routing number.

If you’re looking to order new checks, set up direct deposit, send money, or make a wire transfer, you will most likely need your First Merchants Bank routing number.

You only need to be aware of one number if you have a First Merchants Bank account. Larger banks may have multiple routing numbers which vary by state. However, that is not the case for First Merchants Bank.

Additionally, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.

What is First Merchants Bank’s Routing Number?

First Merchants Bank Routing Number
074900657

What is a Routing Number?

First created in 1910, the American Bankers Association developed the routing number to identify the financial institution where an account is held. A routing number consists of 9 digits. Some refer to a routing number as an ABA routing number or RTN.

Each bank has its own unique routing numbers that typically are location-dependent. It is common to see banks have different routing numbers that might vary based on the state.

How To Get My First Merchants Bank Routing Number?

You can get your First Merchants Bank routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.

These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.

Wire Routing Number For First Merchants Bank

Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks might use a different routing number to help process these transactions quicker and more efficiently.

For wire transfers inside of the United States, the routing number is 074900657. Wire transfers made outside of the United States to a USA account have a routing number of 074900657. The SWIFT code for First Merchants Bank is FMECUS33.

You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.

First Merchants Bank Routing Number For ACH Transfers

To send an ACH transfer to a First Merchants Bank account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.

Check the table listed above in this article to find your routing number.

How Many Digits is First Merchants Bank’s Routing Number?

First Merchants Bank routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.

All First Merchants Bank routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.

Are First Merchants Bank Routing Numbers The Same For Everyone?

First Merchants Bank routing numbers are the same for everyone. Your routing number will stay the same no matter where you first opened your account.

Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a First Merchants Bank account in one state, there is a good chance it will remain the same if you move to another state.

Do All First Merchants Banks Have The Same Routing Number?

All First Merchants Bank accounts use the same routing number. First Merchants Bank is not like other larger banks, where they have multiple different routing numbers based on where you opened your account.

No matter your location, the routing number you will use is 074900657. This number will stay the same even if you move.

Which First Merchants Bank Routing Number Do I Use For Tax Return?

The First Merchants Bank routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.

To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.

This table lists the one First Merchants Bank routing number you will need for your taxes.

Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.

Conclusion

Your routing number is decided based on a few different factors. One of the main factors is the location of where your account was initially opened.

Large banks that operate in multiple states might have multiple routing numbers that vary from state to state. With First Merchants Bank, you only have one number you need to know no matter the state you live in.

The only routing number you will use as a customer of this financial institution is 074900657.

A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.

If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your First Merchants Bank account is the one that will stay with you, even if you move.

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