Chime Routing Numbers (Complete Guide)

Chime routing number.

Whether you’re looking to order new checks, set up direct deposit, send money, or make a wire transfer, you will most likely need your Chime routing number.

The routing number you use will depend on where you opened your Chime account, the type of transaction you are attempting to make, and the type of account.

Below you will find a table of the different routing numbers and their associated bank. On top of that, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.

Chime Routing Number (By Bank)

Bank Chime Routing Number
The Bancorp Bank 031101279
Stride Bank, N.A. 103100195

What is a Routing Number?

A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.

Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the bank.

How To Get My Chime Routing Number?

You can get your Chime routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.

These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.

Wire Routing Number For Chime

Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks might use a different routing number to help process these transactions quicker and more efficiently.

The table above states the routing number you will use for wire transfers made inside the United States. Wire transfers made outside of the United States to a USA account have a routing number found in the table listed at the beginning of this article. The SWIFT code for Chime is not specified.

You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.

Chime Routing Number For ACH Transfers

To send an ACH transfer to a Chime account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.

Your ACH routing number will most likely vary from bank to bank. Check the table listed above in this article to find your routing number.

How Many Digits is Chime Routing Number?

Chime routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.

All Chime routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.

Is The Chime Routing Number The Same For Everyone?

Chime routing numbers are not the same for everyone. Your routing number will typically change based on where you were located when you opened your account.

Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened a Chime account in New York, there is a good chance it will remain the same if you move to another state.

Do All Chimes Have The Same Routing Number?

All Chimes do not have the same routing number. Your routing number will change depending on which bank is currently providing services for your Chime account.

Someone who is receiving banking services from The Bancorp Bank would have a different routing number than someone who is receiving banking services from Stride Bank, N.A.

Which Routing Number Do I Use For Tax Return Chime?

The Chime routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.

To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.

At the start of this article, there is a table that includes all the Chime routing numbers and their associated bank.

Say, for instance, you opened your Chime account and receive services from Stride Bank, N.A. You would check the table above and use the routing number for Stride Bank, N.A.

Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.

Conclusion

Your routing number is decided based on a few different factors. The location you open your account initially is one of the main factors.

A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.

If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your Chime account is the one that will stay with you, even if you move.

If you enjoyed reading about how to find your Chime routing number, check out our other articles below!

More Banks Routing Numbers

Join our newsletter for weekly updates

Get international updates on where to live affordably, how to optimize your taxes, and ways to make your income go further.

Email MailorLite Opt-In

Ready for a change?