It isn’t always easy to pick the right car insurance. Especially when you’re on a budget. This is why we analyzed and compared the cheapest car insurance in Alaska.
You came to the right place whether you’re looking for minimum coverage, full coverage, or cheap auto insurance after an accident.
We also compared insurance options for Alaska drivers with poor credit, a DUI, and a speeding ticket.
On top of that, you will also find information on car insurance prices for Alaska drivers that are 20, 25, 30, and 65+ years old.
Overview of the Cheapest Car Insurance in Alaska
For Minimum Coverage: GEICO offers cheap auto insurance for minimum coverage at $579 annually or $48.25 a month.
Cheapest Full Coverage: GEICO also offers the cheapest full coverage car insurance at $585 a year or $48.75 a month.
For Drivers With One At-Fault Accident: GEICO is the best option for drivers with one at-fault accident. Going with GEICO will cost you $836 a year or $69.67 per month.
Cheapest For Drivers With a DUI: Drivers with a DUI will pay $800 annually or $66.67 a month with State Farm.
For Drivers With a Speeding Ticket: GEICO offers the lowest priced auto insurance at $585 a year or $48.75 a month.
Cheapest For Drivers With Poor Credit: If you have poor credit, GEICO is the cheapest option for auto insurance. Getting GEICO insurance will cost you $872 a year or $72.67 per month.
We removed USAA from these Alaska insurance choices due to USAA only being available to those currently or previously involved with the military.
Cheapest Minimum Coverage Car Insurance in Alaska
If you want the bare minimum coverage in Alaska, these are the lowest rates:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $419 | $34.92 |
| GEICO | $579 | $48.25 |
| Allstate | $642 | $53.50 |
| State Farm | $698 | $58.17 |
| Progressive | $912 | $76.00 |
Cheapest Full Coverage Car Insurance in Alaska
These are the rates you can expect in Alaska if you want to be fully covered when driving:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $426 | $35.50 |
| GEICO | $585 | $48.75 |
| Allstate | $643 | $53.58 |
| State Farm | $728 | $60.67 |
| Progressive | $915 | $76.25 |
Cheap Car Insurance in Alaska For Drivers With Previous Accidents
Accidents will likely result in your monthly insurance costs increasing. Getting in an accident in AK may include; speeding tickets, at-fault accidents, or DUIs.
Cheapest Alaska Car Insurance With a Speeding Ticket
Here are the cheapest car insurance in AK for a driver with a speeding ticket.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $501 | $41.75 |
| GEICO | $585 | $48.75 |
| Allstate | $778 | $64.83 |
| State Farm | $800 | $66.67 |
| Progressive | $1,213 | $101.08 |
Cheap Alaska Auto Insurance With One At-Fault Accident
These are the cheapest options when it comes to car insurance for AK drivers with one at-fault accident.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $603 | $50.25 |
| GEICO | $836 | $69.67 |
| State Farm | $872 | $72.67 |
| Allstate | $930 | $77.50 |
| Progressive | $1,613 | $134.42 |
Cheap Alaska Car Insurance With a DUI
These insurance companies each have cheap annual rates for AK drivers with a DUI.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $707 | $58.92 |
| State Farm | $800 | $66.67 |
| Allstate | $929 | $77.42 |
| Progressive | $1,121 | $93.42 |
| GEICO | $1,366 | $113.83 |
Related: Cheapest Car Insurance in Hawaii
Cheapest Auto Insurance For Alaska Drivers With Poor Credit
If you’re located in Alaska and have poor credit, these are your options for cheap car insurance:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $634 | $52.83 |
| GEICO | $872 | $72.67 |
| Allstate | $958 | $79.83 |
| State Farm | $1,085 | $90.42 |
| Progressive | $1,363 | $113.58 |
Cheapest Car Insurance For 20-Year-Old Drivers in Alaska
Younger drivers typically have to deal with higher insurance costs. This is especially true for 20-year-olds in AK.
Cheapest Full Coverage Car Insurance For 20-Year-Old Alaska Drivers
These companies have the cheapest full coverage auto insurance for 20-year-olds in AK.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $1,004 | $83.67 |
| GEICO | $1,381 | $115.08 |
| Allstate | $1,517 | $126.42 |
| State Farm | $1,719 | $143.25 |
| Progressive | $2,160 | $180.00 |
Cheapest Minimum Coverage Car Insurance in Alaska For 20-Year-Old Drivers
The cheapest minimum coverage auto insurance for 20-year-olds are these companies in AK.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $989 | $82.42 |
| GEICO | $1,366 | $113.83 |
| Allstate | $1,514 | $126.17 |
| State Farm | $1,647 | $137.25 |
| Progressive | $2,153 | $179.42 |
Cheap Auto Insurance For 20-Year-Old Alaska Drivers With Poor Credit
Here are the lowest annual and monthly rates for 20-year-old AK drivers with poor credit:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $1,498 | $124.83 |
| GEICO | $2,060 | $171.67 |
| Allstate | $2,263 | $188.58 |
| State Farm | $2,564 | $213.67 |
| Progressive | $3,221 | $268.42 |
Cheap Car Insurance For 20-Year-Old Alaska Drivers With a Speeding Ticket
These insurers have the least expensive car insurance for 20-year-old AK drivers with a speeding ticket.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $1,182 | $98.50 |
| GEICO | $1,381 | $115.08 |
| Allstate | $1,837 | $153.08 |
| State Farm | $1,888 | $157.33 |
| Progressive | $2,862 | $238.50 |
Cheap Auto Insurance in Alaska For 20-Year-Old Drivers With a DUI
Here are the cheapest car insurance prices for 20-year-olds with a DUI:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $707 | $58.92 |
| State Farm | $800 | $66.67 |
| Allstate | $929 | $77.42 |
| Progressive | $1,121 | $93.42 |
| GEICO | $1,366 | $113.83 |
Cheap Car Insurance in Alaska For 20-Year-Old Drivers With One At-Fault Accident
Here are the least expensive car insurance monthly and annual costs for 20-year-old drivers in AK with one at-fault accident:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $603 | $50.25 |
| GEICO | $836 | $69.67 |
| State Farm | $872 | $72.67 |
| Allstate | $930 | $77.50 |
| Progressive | $1,613 | $134.42 |
Cheapest Car Insurance For 25-Year-Old Drivers in Alaska
25 is the age when AK auto insurance premiums start to decline quicker. This means living in Alaska, you get to save more money on car insurance.
Cheapest Full Coverage Car Insurance For 25-Year-Old Alaska Drivers
Here are the cheapest options for full coverage auto insurance for 25-year-olds in AK:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $549 | $45.75 |
| GEICO | $755 | $62.92 |
| Allstate | $829 | $69.08 |
| State Farm | $940 | $78.33 |
| Progressive | $1,180 | $98.33 |
Cheapest Minimum Coverage Car Insurance in Alaska For 25-Year-Old Drivers
These auto insurers has the cheapest minimum coverage car insurance for AK 25-year-olds.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $541 | $45.08 |
| GEICO | $747 | $62.25 |
| Allstate | $828 | $69.00 |
| State Farm | $900 | $75.00 |
| Progressive | $1,177 | $98.08 |
Cheap Auto Insurance For 25-Year-Old Alaska Drivers With Poor Credit
25-year-old drivers with poor credit can use these companies for the lowest annual and monthly rates.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $549 | $45.75 |
| GEICO | $755 | $62.92 |
| Allstate | $829 | $69.08 |
| State Farm | $940 | $78.33 |
| Progressive | $1,180 | $98.33 |
Cheap Car Insurance For 25-Year-Old Alaska Drivers With a Speeding Ticket
Here are the least expensive auto insurance options for 25-year-old AK drivers with a speeding ticket:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $646 | $53.83 |
| GEICO | $755 | $62.92 |
| Allstate | $1,004 | $83.67 |
| State Farm | $1,032 | $86.00 |
| Progressive | $1,565 | $130.42 |
Cheap Auto Insurance in Alaska For 25-Year-Old Drivers With a DUI
25-year-olds with a DUI have these options for cheap car insurance:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $912 | $76.00 |
| State Farm | $1,032 | $86.00 |
| Allstate | $1,199 | $99.92 |
| Progressive | $1,446 | $120.50 |
| GEICO | $1,762 | $146.83 |
Cheap Car Insurance in Alaska For 25-Year-Old Drivers With One At-Fault Accident
These are the least expensive car insurance yearly and monthly costs for 25-year-old drivers in AK with one at-fault accident:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $778 | $64.83 |
| GEICO | $1,078 | $89.83 |
| State Farm | $1,124 | $93.67 |
| Allstate | $1,200 | $100.00 |
| Progressive | $2,081 | $173.42 |
Cheapest Car Insurance For 30-Year-Old Drivers in Alaska
Alaska auto insurance prices in your 30s will be even cheaper compared to your teenage years and early to mid-20s.
Cheapest Full Coverage Car Insurance For 30-Year-Old Alaska Drivers
Here are the cheapest car insurance options for 30-year-olds in AK that want to be fully covered:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $426 | $35.50 |
| GEICO | $585 | $48.75 |
| Allstate | $643 | $53.58 |
| State Farm | $728 | $60.67 |
| Progressive | $915 | $76.25 |
Cheapest Minimum Coverage Car Insurance in Alaska For 30-Year-Old Drivers
Here are the cheapest auto insurance rates for 30-year-olds in AK that want minimum coverage:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $419 | $34.92 |
| GEICO | $579 | $48.25 |
| Allstate | $642 | $53.50 |
| State Farm | $698 | $58.17 |
| Progressive | $912 | $76.00 |
Cheap Auto Insurance For 30-Year-Old Alaska Drivers With Poor Credit
These are the least expensive annual and monthly rates for 30-year-old AK drivers with poor credit:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $634 | $52.83 |
| GEICO | $872 | $72.67 |
| Allstate | $958 | $79.83 |
| State Farm | $1,085 | $90.42 |
| Progressive | $1,363 | $113.58 |
Cheap Car Insurance For 30-Year-Old Alaska Drivers With a Speeding Ticket
Check out these AK insurance companies for cheap car insurance for 30-year-old drivers with a speeding ticket:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $501 | $41.75 |
| GEICO | $585 | $48.75 |
| Allstate | $778 | $64.83 |
| State Farm | $800 | $66.67 |
| Progressive | $1,213 | $101.08 |
Cheap Auto Insurance in Alaska For 30-Year-Old Drivers With a DUI
These insurers have the cheapest auto insurance prices for AK 30-year-olds with a DUI.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $707 | $58.92 |
| State Farm | $800 | $66.67 |
| Allstate | $929 | $77.42 |
| Progressive | $1,121 | $93.42 |
| GEICO | $1,366 | $113.83 |
Cheap Car Insurance in Alaska For 30-Year-Old Drivers With One At-Fault Accident
Here are the least expensive car insurance monthly and yearly costs for 30-year-old drivers in AK with one accident on record:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $603 | $50.25 |
| GEICO | $836 | $69.67 |
| State Farm | $872 | $72.67 |
| Allstate | $930 | $77.50 |
| Progressive | $1,613 | $134.42 |
Cheapest Car Insurance For Alaska Drivers Over 65 Years Old
Auto insurance prices in AK will vary depending on what you’re looking for and what your situation is as a 65-year-old driver.
Cheapest Full Coverage Car Insurance For Alaska Drivers Over 65 Years Old
The cheapest full coverage auto insurance for AK drivers over 65 years old comes from these insurers.
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $492 | $41.00 |
| GEICO | $596 | $49.67 |
| State Farm | $722 | $60.17 |
| Allstate | $827 | $68.92 |
| Progressive | $1,033 | $86.08 |
Cheapest Minimum Coverage Car Insurance in Alaska For Drivers Over The Age of 65
Here are all your options for getting cheap car insurance with minimum coverage in AK when you’re over 65 years old:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $484 | $40.33 |
| GEICO | $588 | $49.00 |
| State Farm | $693 | $57.75 |
| Allstate | $826 | $68.83 |
| Progressive | $1,029 | $85.75 |
Cheap Auto Insurance For Alaska Drivers Over 65 Years Old With Poor Credit
If you have poor credit in AK and are over 65 years old, these are your options for cheap car insurance:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $733 | $61.08 |
| GEICO | $887 | $73.92 |
| State Farm | $1,076 | $89.67 |
| Allstate | $1,232 | $102.67 |
| Progressive | $1,539 | $128.25 |
Cheap Car Insurance For Alaska Drivers Over 65 Years Old With a Speeding Ticket
If you have a speeding ticket and are over the age of 65, here are your options in AK:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $583 | $48.58 |
| GEICO | $596 | $49.67 |
| State Farm | $794 | $66.17 |
| Allstate | $1,008 | $84.00 |
| Progressive | $1,485 | $123.75 |
Cheap Auto Insurance in Alaska For Drivers Over The Age of 65 With a DUI
These car insurers has the least expensive auto insurance for AK drivers over 65 years old with a DUI:
| Insurance Company | Annual Rate | Monthly Rate |
| State Farm | $794 | $66.17 |
| USAA | $832 | $69.33 |
| Allstate | $1,209 | $100.75 |
| GEICO | $1,376 | $114.67 |
| Progressive | $1,380 | $115.00 |
Cheap Car Insurance in Alaska For Drivers Over 65 Years Old With One At-Fault Accident
If you don’t want to spend a lot on auto insurance but are over the age of 65 and have an accident on record, these are your options:
| Insurance Company | Annual Rate | Monthly Rate |
| USAA | $735 | $61.25 |
| State Farm | $865 | $72.08 |
| GEICO | $938 | $78.17 |
| Allstate | $1,213 | $101.08 |
| Progressive | $1,992 | $166.00 |
Alaska Minimum Auto Insurance Requirements
The state of Alaska has a list of requirements for the minimum amount of auto insurance a driver can have.
These requirements include:
- At a minimum; insured for $50,000 bodily injury liability per person and $100,000 total.
- A total of $25,000 per crash for property damage caused by the vehicle.
Methodology For Choosing Cheapest Alaska Auto Insurance
We compared rates from Alaska auto insurance companies throughout the state. The rates we used are calculated for a 35-year-old male with a good credit score (690-719).
Other stats used for the calculated rates include:
Bodily Injury Coverage: $50,000
Overall Coverage: $100,000
Property Damage Coverage: $50,000
Age: 35 years old
Vehicle: 2020 Sedan
Number of Incidents: 0
Credit Score: Good (690-719)
Comprehensive and Collision Coverage: None
