Cheapest Car Insurance in Alaska (Updated For 2022)

Cheapest Car Insurance in Alaska.

It isn’t always easy to pick the right car insurance. Especially when you’re on a budget. This is why we analyzed and compared the cheapest car insurance in Alaska.

You came to the right place whether you’re looking for minimum coverage, full coverage, or cheap auto insurance after an accident.

We also compared insurance options for Alaska drivers with poor credit, a DUI, and a speeding ticket.

On top of that, you will also find information on car insurance prices for Alaska drivers that are 20, 25, 30, and 65+ years old.

Overview of the Cheapest Car Insurance in Alaska

For Minimum Coverage: GEICO offers cheap auto insurance for minimum coverage at $579 annually or $48.25 a month.

Cheapest Full Coverage: GEICO also offers the cheapest full coverage car insurance at $585 a year or $48.75 a month. 

For Drivers With One At-Fault Accident: GEICO is the best option for drivers with one at-fault accident. Going with GEICO will cost you $836 a year or $69.67 per month.

Cheapest For Drivers With a DUI: Drivers with a DUI will pay $800 annually or $66.67 a month with State Farm.

For Drivers With a Speeding Ticket: GEICO offers the lowest priced auto insurance at $585 a year or $48.75 a month.

Cheapest For Drivers With Poor Credit: If you have poor credit, GEICO is the cheapest option for auto insurance. Getting GEICO insurance will cost you $872 a year or $72.67 per month.

We removed USAA from these Alaska insurance choices due to USAA only being available to those currently or previously involved with the military.

Cheapest Minimum Coverage Car Insurance in Alaska

If you want the bare minimum coverage in Alaska, these are the lowest rates:

Insurance CompanyAnnual RateMonthly Rate
USAA$419$34.92
GEICO$579$48.25
Allstate$642$53.50
State Farm$698$58.17
Progressive$912$76.00

Cheapest Full Coverage Car Insurance in Alaska

These are the rates you can expect in Alaska if you want to be fully covered when driving:

Insurance CompanyAnnual RateMonthly Rate
USAA$426$35.50
GEICO$585$48.75
Allstate$643$53.58
State Farm$728$60.67
Progressive$915$76.25

Cheap Car Insurance in Alaska For Drivers With Previous Accidents

Accidents will likely result in your monthly insurance costs increasing. Getting in an accident in AK may include; speeding tickets, at-fault accidents, or DUIs.

Cheapest Alaska Car Insurance With a Speeding Ticket

Here are the cheapest car insurance in AK for a driver with a speeding ticket.

Insurance CompanyAnnual RateMonthly Rate
USAA$501$41.75
GEICO$585$48.75
Allstate$778$64.83
State Farm$800$66.67
Progressive$1,213$101.08

Cheap Alaska Auto Insurance With One At-Fault Accident

These are the cheapest options when it comes to car insurance for AK drivers with one at-fault accident.

Insurance CompanyAnnual RateMonthly Rate
USAA$603$50.25
GEICO$836$69.67
State Farm$872$72.67
Allstate$930$77.50
Progressive$1,613$134.42

Cheap Alaska Car Insurance With a DUI

These insurance companies each have cheap annual rates for AK drivers with a DUI.

Insurance CompanyAnnual RateMonthly Rate
USAA$707$58.92
State Farm$800$66.67
Allstate$929$77.42
Progressive$1,121$93.42
GEICO$1,366$113.83

Related: Cheapest Car Insurance in Hawaii

Cheapest Auto Insurance For Alaska Drivers With Poor Credit

If you’re located in Alaska and have poor credit, these are your options for cheap car insurance:

Insurance CompanyAnnual RateMonthly Rate
USAA$634$52.83
GEICO$872$72.67
Allstate$958$79.83
State Farm$1,085$90.42
Progressive$1,363$113.58

Cheapest Car Insurance For 20-Year-Old Drivers in Alaska

Younger drivers typically have to deal with higher insurance costs. This is especially true for 20-year-olds in AK.

Cheapest Full Coverage Car Insurance For 20-Year-Old Alaska Drivers

These companies have the cheapest full coverage auto insurance for 20-year-olds in AK.

Insurance CompanyAnnual RateMonthly Rate
USAA$1,004$83.67
GEICO$1,381$115.08
Allstate$1,517$126.42
State Farm$1,719$143.25
Progressive$2,160$180.00

Cheapest Minimum Coverage Car Insurance in Alaska For 20-Year-Old Drivers

The cheapest minimum coverage auto insurance for 20-year-olds are these companies in AK.

Insurance CompanyAnnual RateMonthly Rate
USAA$989$82.42
GEICO$1,366$113.83
Allstate$1,514$126.17
State Farm$1,647$137.25
Progressive$2,153$179.42

Cheap Auto Insurance For 20-Year-Old Alaska Drivers With Poor Credit

Here are the lowest annual and monthly rates for 20-year-old AK drivers with poor credit:

Insurance CompanyAnnual RateMonthly Rate
USAA$1,498$124.83
GEICO$2,060$171.67
Allstate$2,263$188.58
State Farm$2,564$213.67
Progressive$3,221$268.42

Cheap Car Insurance For 20-Year-Old Alaska Drivers With a Speeding Ticket

These insurers have the least expensive car insurance for 20-year-old AK drivers with a speeding ticket.

Insurance CompanyAnnual RateMonthly Rate
USAA$1,182$98.50
GEICO$1,381$115.08
Allstate$1,837$153.08
State Farm$1,888$157.33
Progressive$2,862$238.50

Cheap Auto Insurance in Alaska For 20-Year-Old Drivers With a DUI

Here are the cheapest car insurance prices for 20-year-olds with a DUI:

Insurance CompanyAnnual RateMonthly Rate
USAA$707$58.92
State Farm$800$66.67
Allstate$929$77.42
Progressive$1,121$93.42
GEICO$1,366$113.83

Cheap Car Insurance in Alaska For 20-Year-Old Drivers With One At-Fault Accident

Here are the least expensive car insurance monthly and annual costs for 20-year-old drivers in AK with one at-fault accident:

Insurance CompanyAnnual RateMonthly Rate
USAA$603$50.25
GEICO$836$69.67
State Farm$872$72.67
Allstate$930$77.50
Progressive$1,613$134.42

Cheapest Car Insurance For 25-Year-Old Drivers in Alaska

25 is the age when AK auto insurance premiums start to decline quicker. This means living in Alaska, you get to save more money on car insurance.

Cheapest Full Coverage Car Insurance For 25-Year-Old Alaska Drivers

Here are the cheapest options for full coverage auto insurance for 25-year-olds in AK:

Insurance CompanyAnnual RateMonthly Rate
USAA$549$45.75
GEICO$755$62.92
Allstate$829$69.08
State Farm$940$78.33
Progressive$1,180$98.33

Cheapest Minimum Coverage Car Insurance in Alaska For 25-Year-Old Drivers

These auto insurers has the cheapest minimum coverage car insurance for AK 25-year-olds.

Insurance CompanyAnnual RateMonthly Rate
USAA$541$45.08
GEICO$747$62.25
Allstate$828$69.00
State Farm$900$75.00
Progressive$1,177$98.08

Cheap Auto Insurance For 25-Year-Old Alaska Drivers With Poor Credit

25-year-old drivers with poor credit can use these companies for the lowest annual and monthly rates.

Insurance CompanyAnnual RateMonthly Rate
USAA$549$45.75
GEICO$755$62.92
Allstate$829$69.08
State Farm$940$78.33
Progressive$1,180$98.33

Cheap Car Insurance For 25-Year-Old Alaska Drivers With a Speeding Ticket

Here are the least expensive auto insurance options for 25-year-old AK drivers with a speeding ticket:

Insurance CompanyAnnual RateMonthly Rate
USAA$646$53.83
GEICO$755$62.92
Allstate$1,004$83.67
State Farm$1,032$86.00
Progressive$1,565$130.42

Cheap Auto Insurance in Alaska For 25-Year-Old Drivers With a DUI

25-year-olds with a DUI have these options for cheap car insurance:

Insurance CompanyAnnual RateMonthly Rate
USAA$912$76.00
State Farm$1,032$86.00
Allstate$1,199$99.92
Progressive$1,446$120.50
GEICO$1,762$146.83

Cheap Car Insurance in Alaska For 25-Year-Old Drivers With One At-Fault Accident

These are the least expensive car insurance yearly and monthly costs for 25-year-old drivers in AK with one at-fault accident:

Insurance CompanyAnnual RateMonthly Rate
USAA$778$64.83
GEICO$1,078$89.83
State Farm$1,124$93.67
Allstate$1,200$100.00
Progressive$2,081$173.42

Cheapest Car Insurance For 30-Year-Old Drivers in Alaska

Alaska auto insurance prices in your 30s will be even cheaper compared to your teenage years and early to mid-20s.

Cheapest Full Coverage Car Insurance For 30-Year-Old Alaska Drivers

Here are the cheapest car insurance options for 30-year-olds in AK that want to be fully covered:

Insurance CompanyAnnual RateMonthly Rate
USAA$426$35.50
GEICO$585$48.75
Allstate$643$53.58
State Farm$728$60.67
Progressive$915$76.25

Cheapest Minimum Coverage Car Insurance in Alaska For 30-Year-Old Drivers

Here are the cheapest auto insurance rates for 30-year-olds in AK that want minimum coverage:

Insurance CompanyAnnual RateMonthly Rate
USAA$419$34.92
GEICO$579$48.25
Allstate$642$53.50
State Farm$698$58.17
Progressive$912$76.00

Cheap Auto Insurance For 30-Year-Old Alaska Drivers With Poor Credit

These are the least expensive annual and monthly rates for 30-year-old AK drivers with poor credit:

Insurance CompanyAnnual RateMonthly Rate
USAA$634$52.83
GEICO$872$72.67
Allstate$958$79.83
State Farm$1,085$90.42
Progressive$1,363$113.58

Cheap Car Insurance For 30-Year-Old Alaska Drivers With a Speeding Ticket

Check out these AK insurance companies for cheap car insurance for 30-year-old drivers with a speeding ticket:

Insurance CompanyAnnual RateMonthly Rate
USAA$501$41.75
GEICO$585$48.75
Allstate$778$64.83
State Farm$800$66.67
Progressive$1,213$101.08

Cheap Auto Insurance in Alaska For 30-Year-Old Drivers With a DUI

These insurers have the cheapest auto insurance prices for AK 30-year-olds with a DUI.

Insurance CompanyAnnual RateMonthly Rate
USAA$707$58.92
State Farm$800$66.67
Allstate$929$77.42
Progressive$1,121$93.42
GEICO$1,366$113.83

Cheap Car Insurance in Alaska For 30-Year-Old Drivers With One At-Fault Accident

Here are the least expensive car insurance monthly and yearly costs for 30-year-old drivers in AK with one accident on record:

Insurance CompanyAnnual RateMonthly Rate
USAA$603$50.25
GEICO$836$69.67
State Farm$872$72.67
Allstate$930$77.50
Progressive$1,613$134.42

Cheapest Car Insurance For Alaska Drivers Over 65 Years Old

Auto insurance prices in AK will vary depending on what you’re looking for and what your situation is as a 65-year-old driver.

Cheapest Full Coverage Car Insurance For Alaska Drivers Over 65 Years Old

The cheapest full coverage auto insurance for AK drivers over 65 years old comes from these insurers.

Insurance CompanyAnnual RateMonthly Rate
USAA$492$41.00
GEICO$596$49.67
State Farm$722$60.17
Allstate$827$68.92
Progressive$1,033$86.08

Cheapest Minimum Coverage Car Insurance in Alaska For Drivers Over The Age of 65

Here are all your options for getting cheap car insurance with minimum coverage in AK when you’re over 65 years old:

Insurance CompanyAnnual RateMonthly Rate
USAA$484$40.33
GEICO$588$49.00
State Farm$693$57.75
Allstate$826$68.83
Progressive$1,029$85.75

Cheap Auto Insurance For Alaska Drivers Over 65 Years Old With Poor Credit

If you have poor credit in AK and are over 65 years old, these are your options for cheap car insurance:

Insurance CompanyAnnual RateMonthly Rate
USAA$733$61.08
GEICO$887$73.92
State Farm$1,076$89.67
Allstate$1,232$102.67
Progressive$1,539$128.25

Cheap Car Insurance For Alaska Drivers Over 65 Years Old With a Speeding Ticket

If you have a speeding ticket and are over the age of 65, here are your options in AK:

Insurance CompanyAnnual RateMonthly Rate
USAA$583$48.58
GEICO$596$49.67
State Farm$794$66.17
Allstate$1,008$84.00
Progressive$1,485$123.75

Cheap Auto Insurance in Alaska For Drivers Over The Age of 65 With a DUI

These car insurers has the least expensive auto insurance for AK drivers over 65 years old with a DUI:

Insurance CompanyAnnual RateMonthly Rate
State Farm$794$66.17
USAA$832$69.33
Allstate$1,209$100.75
GEICO$1,376$114.67
Progressive$1,380$115.00

Cheap Car Insurance in Alaska For Drivers Over 65 Years Old With One At-Fault Accident

If you don’t want to spend a lot on auto insurance but are over the age of 65 and have an accident on record, these are your options:

Insurance CompanyAnnual RateMonthly Rate
USAA$735$61.25
State Farm$865$72.08
GEICO$938$78.17
Allstate$1,213$101.08
Progressive$1,992$166.00

Alaska Minimum Auto Insurance Requirements

The state of Alaska has a list of requirements for the minimum amount of auto insurance a driver can have.

These requirements include:

  1. At a minimum; insured for $50,000 bodily injury liability per person and $100,000 total.
  2. A total of $25,000 per crash for property damage caused by the vehicle.

Methodology For Choosing Cheapest Alaska Auto Insurance

We compared rates from Alaska auto insurance companies throughout the state. The rates we used are calculated for a 35-year-old male with a good credit score (690-719).

Other stats used for the calculated rates include:

Bodily Injury Coverage: $50,000

Overall Coverage: $100,000

Property Damage Coverage: $50,000

Age: 35 years old

Vehicle: 2020 Sedan

Number of Incidents: 0

Credit Score: Good (690-719)

Comprehensive and Collision Coverage: None

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