More Americans Use Buy-Now, Pay-Later for Grocery Purchases

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Full Story

A quarter of Americans now use buy-now, pay-later services for groceries, up from 14% in 2024. The sharp rise reflects growing reliance on flexible payment options. Economic pressures may be driving the trend. These services allow deferred payments for essential purchases.

The jump from 14% to 25% occurred within a year. Grocery costs are a key factor in the shift.

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The Context

Buy-now, pay-later platforms offer short-term payment plans. They appeal to consumers facing budget constraints.

Inflation has raised food prices across the U.S. Many households seek ways to manage rising expenses.

These services often charge interest or fees. Critics warn of potential debt traps for users.

Retailers increasingly partner with payment platforms. This expands access but raises financial risk concerns.

Some praise the flexibility for easing budget strains. Others worry it encourages overspending and debt.

Public views on such services are mixed. Many value convenience, but others fear long-term financial harm.