$21,000 a Year is How Much an Hour? (Before and After Taxes)

A workspace with a computer and laptop for a person to make $21,000 a year.

So you found out you will soon be getting a new job or raise and will be making $21,000 a year. But $21,000 a year is how much an hour?

Below you will find how much $21,000 is hourly, daily, weekly, biweekly, monthly, and even after taxes. There’s also an example budget you can use when making $21,000 a year.

To figure out how much $21,000 a year is as an hourly wage, divide $21,000 by 40 hours and 52 weeks. So if you were to work full-time, 40 hours a week, making $21,000 a year, you would earn $10.10 an hour.

This post may contain affiliate links. For more information, see our disclosure policy.

Comparison Table of $21,000 a Year (Before & After Taxes)

Here is a comparison table of the pretax and after-tax income of $21,000 a year:

$21,000 a YearPretax IncomeAfter-Tax Income
Yearly (52 Weeks)$21,000$15,750
Monthly (160 Hours)$1,615.38$1,211.54
Biweekly (80 Hours)$807.69$605.77
Weekly (40 Hours)$403.85$302.88
Daily (8 Hours)$80.77$60.58
Hourly (1 Hour)$10.10$7.57

$21,000 a Year is How Much an Hour?

If you make $21,000 a year, your hourly wage would be $10.10. This is calculated by dividing the $21,000 yearly salary by 2,080 total annual hours worked.

There are 52 weeks in the year, and if you work a full-time job, you will typically work 40 hours a week on average. So when you multiply these two numbers together (40 hours and 52 weeks), you will get an answer of 2,080 total annual hours.

Now you can take your yearly salary of $21,000 and divide it by 2,080 annual hours worked to get your hourly wage.

If you decide to take some time off work to, for example, go on a vacation, your total annual hours worked would be reduced. This may result in the hourly wage ($10.10) changing slightly.

Find Out: $20,000 a Year

$21,000 a Year is How Much an Hour After Taxes?

If you make $21,000 a year, you would take home $7.57 an hour after taxes. Your pre-tax hourly wage was $10.10. But after paying 25% in taxes, your after-tax hourly wage would be $7.57 a year.

The amount you pay in taxes depends on many different factors. But assuming a 25% to 30% tax rate is reasonable.

That means about a third to a fourth of your income will go to taxes at $21,000 a year. There are ways to minimize how much you pay in taxes. However, for the average person, assuming this amount as a tax rate can be expected.

21,000 Dollars a Year is How Much After Taxes?

Anyone making $21,000 a year will have an after-tax income of $15,750. This number is calculated by assuming you will pay around 25% of your income towards taxes.

When you’re earning 21,000 dollars annually, it is always a good idea to know your after-tax annual income and hourly wage.

That said, your estimated after-tax salary is $15,750, meaning a portion of your gross income will go towards taxes.

It’s important that you file your taxes correctly every year. This way, you don’t pay more than you have to.

If you don’t like to worry about whether or not you paid the correct amount in taxes on a 21,000 dollar salary, then you need to use TurboTax.

They have a maximum refund and 100% accuracy guarantee. So when you use TurboTax, you can rest assured your taxes will be filed correctly no matter your income.

$21,000 a Year is How Much a Month?

If you make $21,000 a year, you will make $1,615.38 a month before taxes, assuming you are working full-time. Each month after taxes, you will make approximately $1,211.54.

A full-time worker or employee works at least 40 hours a week. If you work either more or fewer hours, this amount will vary slightly.

For this calculation, we will use 160 hours (40 hours multiplied by 4 weeks in a month) to calculate the monthly income of $1,615.38.

Sometimes, if you work more than 40 hours a week, you might be eligible for overtime pay. Overtime pay is 1.5 times what you usually make. So you could end up making more than just $10.10 an hour.

Learn More: $19,000 a Year

$21,000 a Year is How Much Biweekly?

$21,000 a year is $807.69 biweekly before taxes and approximately $605.77 after taxes. Paying a tax rate of 25% and working full-time at 40 hours a week, you would earn $605.77 after taxes.

To calculate how much you make biweekly before taxes, you would multiply the hourly wage for $21,000 a year, $10.10 by 80 hours to get $807.69.

Most employers send out paychecks every two weeks. So you may hear people refer to their biweekly pay as their paycheck. That said, you could technically say you make $807.69 each paycheck before taxes and $605.77 after taxes.

Our Recommendation: Get paid up to two days early with direct deposit when you use Chime.

$21,000 a Year is How Much a Week?

If you make $21,000 a year, you will get paid $403.85 a week. This amount is calculated by assuming you work full-time for all four weeks of the month. If you multiply 40 hours by $10.10 an hour, you get $403.85, your weekly income.

See: $18,000 a Year

21,000 Dollars a Year is How Much a Day?

$21,000 a year is $80.77 per day before taxes. The standard workday is 8 hours. So by multiplying 8 hours by $10.10 an hour, you would earn $80.77 every day. After taxes, you would earn $60.58 a day.

Tools You Need to Live on $21,000 a Year

So you’re earning $21,000 a year but want to make the most of that money. Here are the best tools you need to start using when living on this amount of income.

CIT Bank

Now that virtually everything is done online so is banking. CIT Bank consistently ranks high as one of the most reliable and trustworthy banks.

When you open up a checking or savings account with them, you do not need to worry about any annoying fees. Start building your savings up the right way with CIT Bank.

TurboTax

Taxes can be quite complicated but they don’t have to be. This is especially true if your annual income is $21,000. TurboTax makes filing your taxes simple with their 100% accuracy and maximum refund guarantee.

Survey Junkie

Everyone enjoys earning some extra cash. Well, Survey Junkie makes it possible for you to actually get paid to share your opinions on products and services.

It is some of the easiest money you could ever make. If you’ve got some spare time, fill out one of their surveys and get paid.

Check out Survey Junkie today and start taking surveys to receive PayPal money and gift cards.

FreshBooks

If you’re making $21,000 a year and are a sole proprietor, business owner, or freelancer, you need to start using FreshBooks. They are an affordable accounting and invoicing software that makes sending invoices and tracking expenses simple.

They are perfect whether you’re a beginner or expert in your field and even offer a free trial. So what are you waiting for? Start saving time using FreshBooks today.

How To Budget $21,000 a Year

Creating a monthly budget for how much you need to spend, save, and invest is not as difficult as it seems. First, you will need to find your after-tax income. This is otherwise known as your take-home pay. Your take-home pay for $21,000 a year or $10.10 an hour is approximately $1,211.54 a month.

You then will need to split that $1,211.54 after-tax income into different categories. These categories represent your expenses, savings, and investments. If you make $21,000 a year, this is an example of what your monthly budget can look like:

CategoryBudget AmountPercentage
Housing$346.1530%
Saving and Investing$173.0815%
Insurance$173.0815%
Food$115.3810%
Transportation$115.3810%
Entertainment and Recreation$115.3810%
Personal Expenses$60.585%
Utilities$60.585%
Total$1,211.54100%

Is $21,000 a Year a Good Salary?

A $21,000 salary is considerably lower than the average salary in the United States. In America, the average annual salary is $53,490.

So if you make $21,000 a year, you are making $32,490 less than the average U.S. salary.

Look: $17,000 a Year

$21,000 a Year Salary After Taxes in 2022 (By State)

Here is your estimated $21,000 a year salary after taxes in 2022 for each state. Your after-tax income will change based on state taxes.

Alabama ( $17,779 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.67% ) – $771

FICA ( 7.65% ) – $1,607

Total Alabama Income Taxes ( 15.34% ) – $3,221

Annual Take-Home Pay in Alabama ( 84.66% ) – $17,779

Alaska ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Alaska Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Alaska ( 88.33% ) – $18,549

Arizona ( $18,330 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.04% ) – $219

FICA ( 7.65% ) – $1,607

Total Arizona Income Taxes ( 12.71% ) – $2,670

Annual Take-Home Pay in Arizona ( 87.29% ) – $18,330

Arkansas ( $18,152 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.89% ) – $398

FICA ( 7.65% ) – $1,607

Total Arkansas Income Taxes ( 13.56% ) – $2,848

Annual Take-Home Pay in Arkansas ( 86.44% ) – $18,152

California ( $18,319 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.10% ) – $231

FICA ( 7.65% ) – $1,607

Total California Income Taxes ( 12.77% ) – $2,681

Annual Take-Home Pay in California ( 87.23% ) – $18,319

Colorado ( $18,165 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.83% ) – $384

FICA ( 7.65% ) – $1,607

Total Colorado Income Taxes ( 13.50% ) – $2,835

Annual Take-Home Pay in Colorado ( 86.50% ) – $18,165

Connecticut ( $18,369 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.86% ) – $181

FICA ( 7.65% ) – $1,607

Total Connecticut Income Taxes ( 12.53% ) – $2,631

Annual Take-Home Pay in Connecticut ( 87.47% ) – $18,369

Delaware ( $17,916 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.01% ) – $633

FICA ( 7.65% ) – $1,607

Total Delaware Income Taxes ( 14.68% ) – $3,084

Annual Take-Home Pay in Delaware ( 85.32% ) – $17,916

Florida ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Florida Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Florida ( 88.33% ) – $18,549

Georgia ( $17,934 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.93% ) – $615

FICA ( 7.65% ) – $1,607

Total Georgia Income Taxes ( 14.60% ) – $3,066

Annual Take-Home Pay in Georgia ( 85.40% ) – $17,934

Hawaii ( $17,646 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 4.30% ) – $903

FICA ( 7.65% ) – $1,607

Total Hawaii Income Taxes ( 15.97% ) – $3,354

Annual Take-Home Pay in Hawaii ( 84.03% ) – $17,646

Idaho ( $18,246 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.44% ) – $303

FICA ( 7.65% ) – $1,607

Total Idaho Income Taxes ( 13.11% ) – $2,754

Annual Take-Home Pay in Idaho ( 86.89% ) – $18,246

Illinois ( $17,627 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 4.39% ) – $922

FICA ( 7.65% ) – $1,607

Total Illinois Income Taxes ( 16.06% ) – $3,373

Annual Take-Home Pay in Illinois ( 83.94% ) – $17,627

Indiana ( $17,903 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.08% ) – $646

FICA ( 7.65% ) – $1,607

Total Indiana Income Taxes ( 14.75% ) – $3,097

Annual Take-Home Pay in Indiana ( 85.25% ) – $17,903

Iowa ( $17,955 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.83% ) – $594

FICA ( 7.65% ) – $1,607

Total Iowa Income Taxes ( 14.50% ) – $3,045

Annual Take-Home Pay in Iowa ( 85.50% ) – $17,955

Kansas ( $18,045 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.40% ) – $504

FICA ( 7.65% ) – $1,607

Total Kansas Income Taxes ( 14.07% ) – $2,955

Annual Take-Home Pay in Kansas ( 85.93% ) – $18,045

More About Salaries: $16,000 a Year

Kentucky ( $17,634 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 4.36% ) – $916

FICA ( 7.65% ) – $1,607

Total Kentucky Income Taxes ( 16.03% ) – $3,366

Annual Take-Home Pay in Kentucky ( 83.97% ) – $17,634

Louisiana ( $18,213 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.60% ) – $336

FICA ( 7.65% ) – $1,607

Total Louisiana Income Taxes ( 13.27% ) – $2,787

Annual Take-Home Pay in Louisiana ( 86.73% ) – $18,213

Maine ( $18,308 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.15% ) – $242

FICA ( 7.65% ) – $1,607

Total Maine Income Taxes ( 12.82% ) – $2,692

Annual Take-Home Pay in Maine ( 87.18% ) – $18,308

Maryland ( $18,003 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.60% ) – $546

FICA ( 7.65% ) – $1,607

Total Maryland Income Taxes ( 14.27% ) – $2,997

Annual Take-Home Pay in Maryland ( 85.73% ) – $18,003

Massachusetts ( $17,719 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.95% ) – $830

FICA ( 7.65% ) – $1,607

Total Massachusetts Income Taxes ( 15.62% ) – $3,281

Annual Take-Home Pay in Massachusetts ( 84.38% ) – $17,719

Michigan ( $17,865 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.26% ) – $684

FICA ( 7.65% ) – $1,607

Total Michigan Income Taxes ( 14.93% ) – $3,135

Annual Take-Home Pay in Michigan ( 85.07% ) – $17,865

Minnesota ( $18,096 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.16% ) – $453

FICA ( 7.65% ) – $1,607

Total Minnesota Income Taxes ( 13.83% ) – $2,904

Annual Take-Home Pay in Minnesota ( 86.17% ) – $18,096

Mississippi ( $18,154 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.88% ) – $395

FICA ( 7.65% ) – $1,607

Total Mississippi Income Taxes ( 13.55% ) – $2,846

Annual Take-Home Pay in Mississippi ( 86.45% ) – $18,154

Missouri ( $18,323 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.08% ) – $227

FICA ( 7.65% ) – $1,607

Total Missouri Income Taxes ( 12.75% ) – $2,678

Annual Take-Home Pay in Missouri ( 87.25% ) – $18,323

Montana ( $18,159 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.86% ) – $391

FICA ( 7.65% ) – $1,607

Total Montana Income Taxes ( 13.53% ) – $2,841

Annual Take-Home Pay in Montana ( 86.47% ) – $18,159

Nebraska ( $18,098 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.15% ) – $452

FICA ( 7.65% ) – $1,607

Total Nebraska Income Taxes ( 13.82% ) – $2,902

Annual Take-Home Pay in Nebraska ( 86.18% ) – $18,098

Nevada ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Nevada Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Nevada ( 88.33% ) – $18,549

New Hampshire ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total New Hampshire Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in New Hampshire ( 88.33% ) – $18,549

New Jersey ( $18,269 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.33% ) – $280

FICA ( 7.65% ) – $1,607

Total New Jersey Income Taxes ( 13.00% ) – $2,731

Annual Take-Home Pay in New Jersey ( 87.00% ) – $18,269

New Mexico ( $18,361 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.89% ) – $188

FICA ( 7.65% ) – $1,607

Total New Mexico Income Taxes ( 12.56% ) – $2,639

Annual Take-Home Pay in New Mexico ( 87.44% ) – $18,361

New York ( $17,997 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.63% ) – $552

FICA ( 7.65% ) – $1,607

Total New York Income Taxes ( 14.30% ) – $3,003

Annual Take-Home Pay in New York ( 85.70% ) – $17,997

Check Out This Annual Salary: $15,000 a Year

North Carolina ( $18,011 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.56% ) – $538

FICA ( 7.65% ) – $1,607

Total North Carolina Income Taxes ( 14.23% ) – $2,989

Annual Take-Home Pay in North Carolina ( 85.77% ) – $18,011

North Dakota ( $18,456 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.44% ) – $93

FICA ( 7.65% ) – $1,607

Total North Dakota Income Taxes ( 12.11% ) – $2,544

Annual Take-Home Pay in North Dakota ( 87.89% ) – $18,456

Ohio ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Ohio Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Ohio ( 88.33% ) – $18,549

Oklahoma ( $18,055 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 2.35% ) – $494

FICA ( 7.65% ) – $1,607

Total Oklahoma Income Taxes ( 14.02% ) – $2,945

Annual Take-Home Pay in Oklahoma ( 85.98% ) – $18,055

Oregon ( $17,207 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 6.39% ) – $1,342

FICA ( 7.65% ) – $1,607

Total Oregon Income Taxes ( 18.06% ) – $3,793

Annual Take-Home Pay in Oregon ( 81.94% ) – $17,207

Pennsylvania ( $17,905 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.07% ) – $645

FICA ( 7.65% ) – $1,607

Total Pennsylvania Income Taxes ( 14.74% ) – $3,095

Annual Take-Home Pay in Pennsylvania ( 85.26% ) – $17,905

Rhode Island ( $18,268 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.34% ) – $281

FICA ( 7.65% ) – $1,607

Total Rhode Island Income Taxes ( 13.01% ) – $2,732

Annual Take-Home Pay in Rhode Island ( 86.99% ) – $18,268

South Carolina ( $18,371 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.85% ) – $178

FICA ( 7.65% ) – $1,607

Total South Carolina Income Taxes ( 12.52% ) – $2,629

Annual Take-Home Pay in South Carolina ( 87.48% ) – $18,371

South Dakota ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total South Dakota Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in South Dakota ( 88.33% ) – $18,549

Tennessee ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Tennessee Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Tennessee ( 88.33% ) – $18,549

Texas ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Texas Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Texas ( 88.33% ) – $18,549

Utah ( $17,510 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 4.95% ) – $1,040

FICA ( 7.65% ) – $1,607

Total Utah Income Taxes ( 16.62% ) – $3,490

Annual Take-Home Pay in Utah ( 83.38% ) – $17,510

Vermont ( $18,201 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.66% ) – $348

FICA ( 7.65% ) – $1,607

Total Vermont Income Taxes ( 13.33% ) – $2,799

Annual Take-Home Pay in Vermont ( 86.67% ) – $18,201

Virginia ( $17,901 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.09% ) – $649

FICA ( 7.65% ) – $1,607

Total Virginia Income Taxes ( 14.76% ) – $3,099

Annual Take-Home Pay in Virginia ( 85.24% ) – $17,901

Washington ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Washington Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Washington ( 88.33% ) – $18,549

West Virginia ( $17,889 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 3.14% ) – $660

FICA ( 7.65% ) – $1,607

Total West Virginia Income Taxes ( 14.81% ) – $3,111

Annual Take-Home Pay in West Virginia ( 85.19% ) – $17,889

Wisconsin ( $18,173 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 1.79% ) – $376

FICA ( 7.65% ) – $1,607

Total Wisconsin Income Taxes ( 13.46% ) – $2,827

Annual Take-Home Pay in Wisconsin ( 86.54% ) – $18,173

Wyoming ( $18,549 )

Federal Income Tax ( 4.02% ) – $844

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,607

Total Wyoming Income Taxes ( 11.67% ) – $2,451

Annual Take-Home Pay in Wyoming ( 88.33% ) – $18,549

Summary

Here is a quick recap on how you can figure out how much $21,000 a year is hourly, monthly, biweekly, weekly, and daily.

When finding out how much $21,000 a year is per hour, you take $21,000 and divide it by 40 hours and 52 weeks.

When calculating the monthly income for 21,000 dollars a year, you take 21,000 dollars and divide it by 40 hours and 4 weeks.

To find out how much $21,000 a year is biweekly, take $21,000 and divide it by 40 hours and 2 weeks.

For weekly, you take $21,000 and divide it by 40 hours. We divide it by 40 hours because 40 hours a week is considered full-time.

And lastly, to calculate how much $21,000 a year is daily, you take $21,000 and divide it by 8 hours. Eight hours is used in this calculation because that amount of time represents the standard workday.

If you enjoyed reading about how much $21,000 a year is, check out our other annual salary articles below!

More About Salaries

Similar Posts