$11,000 a Year is How Much an Hour? (Before and After Taxes)

Person working on desk with phone and laptop earning $11,000 a year.

So you found out you will soon be getting a new job or raise and will be making $11,000 a year. But $11,000 a year is how much an hour?

Below you will find how much $11,000 is hourly, daily, weekly, biweekly, monthly, and even after taxes. There’s also an example budget you can use when making $11,000 a year.

To figure out how much $11,000 a year is as an hourly wage, divide $11,000 by 40 hours and 52 weeks. So if you were to work full-time, 40 hours a week, making $11,000 a year, you would earn $5.29 an hour.

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Comparison Table of $11,000 a Year (Before & After Taxes)

Here is a comparison table of the pretax and after-tax income of $11,000 a year:

$11,000 a YearPretax IncomeAfter-Tax Income
Yearly (52 Weeks)$11,000$8,250
Monthly (160 Hours)$846.15$634.62
Biweekly (80 Hours)$423.08$317.31
Weekly (40 Hours)$211.54$158.65
Daily (8 Hours)$42.31$31.73
Hourly (1 Hour)$5.29$3.97

$11,000 a Year is How Much an Hour?

If you make $11,000 a year, your hourly wage would be $5.29. This is calculated by dividing the $11,000 yearly salary by 2,080 total annual hours worked.

There are 52 weeks in the year, and if you work a full-time job, you will typically work 40 hours a week on average. So when you multiply these two numbers together (40 hours and 52 weeks), you will get an answer of 2,080 total annual hours.

Now you can take your yearly salary of $11,000 and divide it by 2,080 annual hours worked to get your hourly wage.

If you decide to take some time off work to, for example, go on a vacation, your total annual hours worked would be reduced. This may result in the hourly wage ($5.29) changing slightly.

Find Out: $10,000 a Year

$11,000 a Year is How Much an Hour After Taxes?

If you make $11,000 a year, you would take home $3.97 an hour after taxes. Your pre-tax hourly wage was $5.29. But after paying 25% in taxes, your after-tax hourly wage would be $3.97 a year.

The amount you pay in taxes depends on many different factors. But assuming a 25% to 30% tax rate is reasonable.

That means about a third to a fourth of your income will go to taxes at $11,000 a year. There are ways to minimize how much you pay in taxes. However, for the average person, assuming this amount as a tax rate can be expected.

11,000 Dollars a Year is How Much After Taxes?

Anyone making $11,000 a year will have an after-tax income of $8,250. This number is calculated by assuming you will pay around 25% of your income towards taxes.

When you’re earning 11,000 dollars annually, it is always a good idea to know your after-tax annual income and hourly wage.

That said, your estimated after-tax salary is $8,250, meaning a portion of your gross income will go towards taxes.

It’s important that you file your taxes correctly every year. This way, you don’t pay more than you have to.

If you don’t like to worry about whether or not you paid the correct amount in taxes on an 11,000 dollar salary, then you need to use TurboTax.They have a maximum refund and 100% accuracy guarantee. So when you use TurboTax, you can rest assured your taxes will be filed correctly no matter your income.

$11,000 a Year is How Much a Month?

If you make $11,000 a year, you will make $846.15 a month before taxes, assuming you are working full-time. Each month after taxes, you will make approximately $634.62.

A full-time worker or employee works at least 40 hours a week. If you work either more or fewer hours, this amount will vary slightly.

For this calculation, we will use 160 hours (40 hours multiplied by 4 weeks in a month) to calculate the monthly income of $846.15.

Sometimes, if you work more than 40 hours a week, you might be eligible for overtime pay. Overtime pay is 1.5 times what you usually make. So you could end up making more than just $5.29 an hour.

Learn More: $12,000 a Year

$11,000 a Year is How Much Biweekly?

$11,000 a year is $423.08 biweekly before taxes and approximately $317.31 after taxes. Paying a tax rate of 25% and working full-time at 40 hours a week, you would earn $317.31 after taxes.

To calculate how much you make biweekly before taxes, you would multiply the hourly wage for $11,000 a year, $5.29 by 80 hours to get $423.08.

Most employers send out paychecks every two weeks. So you may hear people refer to their biweekly pay as their paycheck. That said, you could technically say you make $423.08 each paycheck before taxes and $317.31 after taxes.

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$11,000 a Year is How Much a Week?

If you make $11,000 a year, you will get paid $211.54 a week. This amount is calculated by assuming you work full-time for all four weeks of the month. If you multiply 40 hours by $5.29 an hour, you get $211.54, your weekly income.

See: $13,000 a Year

11,000 Dollars a Year is How Much a Day?

$11,000 a year is $42.31 per day before taxes. The standard workday is 8 hours. So by multiplying 8 hours by $5.29 an hour, you would earn $42.31 every day. After taxes, you would earn $31.73 a day.

Tools You Need to Live on $11,000 a Year

So you’re earning $11,000 a year but want to make the most of that money. Here are the best tools you need to start using when living on this amount of income.

CIT Bank

Now that virtually everything is done online so is banking. CIT Bank consistently ranks high as one of the most reliable and trustworthy banks.

When you open up a checking or savings account with them, you do not need to worry about any annoying fees. Start building your savings up the right way with CIT Bank.

TurboTax

Taxes can be quite complicated but they don’t have to be. This is especially true if your annual income is $11,000. TurboTax makes filing your taxes simple with their 100% accuracy and maximum refund guarantee.

Survey Junkie

Everyone enjoys earning some extra cash. Well, Survey Junkie makes it possible for you to actually get paid to share your opinions on products and services.

It is some of the easiest money you could ever make. If you’ve got some spare time, fill out one of their surveys and get paid.

Check out Survey Junkie today and start taking surveys to receive PayPal money and gift cards.

FreshBooks

If you’re making $11,000 a year and are a sole proprietor, business owner, or freelancer, you need to start using FreshBooks. They are an affordable accounting and invoicing software that makes sending invoices and tracking expenses simple.

They are perfect whether you’re a beginner or expert in your field and even offer a free trial. So what are you waiting for? Start saving time using FreshBooks today.

How To Budget $11,000 a Year

Creating a monthly budget for how much you need to spend, save, and invest is not as difficult as it seems. First, you will need to find your after-tax income. This is otherwise known as your take-home pay. Your take-home pay for $11,000 a year or $5.29 an hour is approximately $634.62 a month.

You then will need to split that $634.62 after-tax income into different categories. These categories represent your expenses, savings, and investments. If you make $11,000 a year, this is an example of what your monthly budget can look like:

CategoryBudget AmountPercentage
Housing$190.3830%
Saving and Investing$95.1915%
Insurance$95.1915%
Food$63.4610%
Transportation$63.4610%
Entertainment and Recreation$63.4610%
Personal Expenses$31.735%
Utilities$31.735%
Total$634.62100%

Is $11,000 a Year a Good Salary?

An $11,000 salary is considerably lower than the average salary in the United States. In America, the average annual salary is $53,490.

So if you make $11,000 a year, you are making $42,490 less than the average U.S. salary.

Look: $14,000 a Year

$11,000 a Year Salary After Taxes in 2022 (By State)

Here is your estimated $11,000 a year salary after taxes in 2022 for each state. Your after-tax income will change based on state taxes.

Alabama ( $9,848 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 2.82% ) – $310

FICA ( 7.65% ) – $842

Total Alabama Income Taxes ( 10.47% ) – $1,152

Annual Take-Home Pay in Alabama ( 89.53% ) – $9,848

Alaska ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Alaska Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Alaska ( 92.35% ) – $10,159

Arizona ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Arizona Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Arizona ( 92.35% ) – $10,159

Arkansas ( $10,077 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.75% ) – $82

FICA ( 7.65% ) – $842

Total Arkansas Income Taxes ( 8.40% ) – $924

Annual Take-Home Pay in Arkansas ( 91.60% ) – $10,077

California ( $10,097 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.56% ) – $62

FICA ( 7.65% ) – $842

Total California Income Taxes ( 8.21% ) – $903

Annual Take-Home Pay in California ( 91.79% ) – $10,097

Colorado ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Colorado Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Colorado ( 92.35% ) – $10,159

Connecticut ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Connecticut Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Connecticut ( 92.35% ) – $10,159

Delaware ( $9,985 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.58% ) – $173

FICA ( 7.65% ) – $842

Total Delaware Income Taxes ( 9.23% ) – $1,015

Annual Take-Home Pay in Delaware ( 90.78% ) – $9,985

Florida ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Florida Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Florida ( 92.35% ) – $10,159

Georgia ( $10,078 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.74% ) – $81

FICA ( 7.65% ) – $842

Total Georgia Income Taxes ( 8.39% ) – $923

Annual Take-Home Pay in Georgia ( 91.61% ) – $10,078

Hawaii ( $9,891 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 2.43% ) – $267

FICA ( 7.65% ) – $842

Total Hawaii Income Taxes ( 10.08% ) – $1,109

Annual Take-Home Pay in Hawaii ( 89.92% ) – $9,891

Idaho ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Idaho Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Idaho ( 92.35% ) – $10,159

Illinois ( $9,732 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 3.88% ) – $427

FICA ( 7.65% ) – $842

Total Illinois Income Taxes ( 11.53% ) – $1,268

Annual Take-Home Pay in Illinois ( 88.47% ) – $9,732

Indiana ( $9,836 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 2.94% ) – $323

FICA ( 7.65% ) – $842

Total Indiana Income Taxes ( 10.59% ) – $1,165

Annual Take-Home Pay in Indiana ( 89.41% ) – $9,836

Iowa ( $9,978 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.64% ) – $180

FICA ( 7.65% ) – $842

Total Iowa Income Taxes ( 9.29% ) – $1,022

Annual Take-Home Pay in Iowa ( 90.71% ) – $9,978

Kansas ( $9,980 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.62% ) – $178

FICA ( 7.65% ) – $842

Total Kansas Income Taxes ( 9.27% ) – $1,020

Annual Take-Home Pay in Kansas ( 90.73% ) – $9,980

More About Salaries: $15,000 a Year

Kentucky ( $9,743 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 3.78% ) – $416

FICA ( 7.65% ) – $842

Total Kentucky Income Taxes ( 11.43% ) – $1,257

Annual Take-Home Pay in Kentucky ( 88.57% ) – $9,743

Louisiana ( $10,049 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.00% ) – $110

FICA ( 7.65% ) – $842

Total Louisiana Income Taxes ( 8.65% ) – $952

Annual Take-Home Pay in Louisiana ( 91.35% ) – $10,049

Maine ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Maine Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Maine ( 92.35% ) – $10,159

Maryland ( $9,992 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.51% ) – $166

FICA ( 7.65% ) – $842

Total Maryland Income Taxes ( 9.16% ) – $1,008

Annual Take-Home Pay in Maryland ( 90.84% ) – $9,992

Massachusetts ( $9,829 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 3.00% ) – $330

FICA ( 7.65% ) – $842

Total Massachusetts Income Taxes ( 10.65% ) – $1,172

Annual Take-Home Pay in Massachusetts ( 89.35% ) – $9,829

Michigan ( $9,899 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 2.36% ) – $259

FICA ( 7.65% ) – $842

Total Michigan Income Taxes ( 10.01% ) – $1,101

Annual Take-Home Pay in Michigan ( 89.99% ) – $9,899

Minnesota ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Minnesota Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Minnesota ( 92.35% ) – $10,159

Mississippi ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Mississippi Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Mississippi ( 92.35% ) – $10,159

Missouri ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Missouri Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Missouri ( 92.35% ) – $10,159

Montana ( $10,057 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.92% ) – $101

FICA ( 7.65% ) – $842

Total Montana Income Taxes ( 8.57% ) – $943

Annual Take-Home Pay in Montana ( 91.43% ) – $10,057

Nebraska ( $10,058 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.92% ) – $101

FICA ( 7.65% ) – $842

Total Nebraska Income Taxes ( 8.57% ) – $942

Annual Take-Home Pay in Nebraska ( 91.43% ) – $10,058

Nevada ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Nevada Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Nevada ( 92.35% ) – $10,159

New Hampshire ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total New Hampshire Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in New Hampshire ( 92.35% ) – $10,159

New Jersey ( $10,019 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.27% ) – $140

FICA ( 7.65% ) – $842

Total New Jersey Income Taxes ( 8.92% ) – $982

Annual Take-Home Pay in New Jersey ( 91.08% ) – $10,019

New Mexico ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total New Mexico Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in New Mexico ( 92.35% ) – $10,159

New York ( $10,039 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.09% ) – $120

FICA ( 7.65% ) – $842

Total New York Income Taxes ( 8.74% ) – $962

Annual Take-Home Pay in New York ( 91.26% ) – $10,039

Check Out This Annual Salary: $16,000 a Year

North Carolina ( $10,145 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.12% ) – $13

FICA ( 7.65% ) – $842

Total North Carolina Income Taxes ( 7.77% ) – $855

Annual Take-Home Pay in North Carolina ( 92.23% ) – $10,145

North Dakota ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total North Dakota Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in North Dakota ( 92.35% ) – $10,159

Ohio ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Ohio Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Ohio ( 92.35% ) – $10,159

Oklahoma ( $10,116 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.39% ) – $43

FICA ( 7.65% ) – $842

Total Oklahoma Income Taxes ( 8.04% ) – $885

Annual Take-Home Pay in Oklahoma ( 91.96% ) – $10,116

Oregon ( $9,662 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 4.51% ) – $496

FICA ( 7.65% ) – $842

Total Oregon Income Taxes ( 12.16% ) – $1,338

Annual Take-Home Pay in Oregon ( 87.84% ) – $9,662

Pennsylvania ( $9,821 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 3.07% ) – $338

FICA ( 7.65% ) – $842

Total Pennsylvania Income Taxes ( 10.72% ) – $1,179

Annual Take-Home Pay in Pennsylvania ( 89.28% ) – $9,821

Rhode Island ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Rhode Island Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Rhode Island ( 92.35% ) – $10,159

South Carolina ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total South Carolina Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in South Carolina ( 92.35% ) – $10,159

South Dakota ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total South Dakota Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in South Dakota ( 92.35% ) – $10,159

Tennessee ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Tennessee Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Tennessee ( 92.35% ) – $10,159

Texas ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Texas Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Texas ( 92.35% ) – $10,159

Utah ( $9,614 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 4.95% ) – $545

FICA ( 7.65% ) – $842

Total Utah Income Taxes ( 12.60% ) – $1,386

Annual Take-Home Pay in Utah ( 87.40% ) – $9,614

Vermont ( $10,145 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.12% ) – $13

FICA ( 7.65% ) – $842

Total Vermont Income Taxes ( 7.77% ) – $855

Annual Take-Home Pay in Vermont ( 92.23% ) – $10,145

Virginia ( $10,010 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 1.35% ) – $149

FICA ( 7.65% ) – $842

Total Virginia Income Taxes ( 9.00% ) – $990

Annual Take-Home Pay in Virginia ( 91.00% ) – $10,010

Washington ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Washington Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Washington ( 92.35% ) – $10,159

West Virginia ( $9,889 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 2.45% ) – $270

FICA ( 7.65% ) – $842

Total West Virginia Income Taxes ( 10.10% ) – $1,112

Annual Take-Home Pay in West Virginia ( 89.90% ) – $9,889

Wisconsin ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Wisconsin Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Wisconsin ( 92.35% ) – $10,159

Wyoming ( $10,159 )

Federal Income Tax ( 0.00% ) – $0

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $842

Total Wyoming Income Taxes ( 7.65% ) – $842

Annual Take-Home Pay in Wyoming ( 92.35% ) – $10,159

Summary

Here is a quick recap on how you can figure out how much $11,000 a year is hourly, monthly, biweekly, weekly, and daily.

When finding out how much $11,000 a year is per hour, you take $11,000 and divide it by 40 hours and 52 weeks.

When calculating the monthly income for 11,000 dollars a year, you take 11,000 dollars and divide it by 40 hours and 4 weeks.

To find out how much $11,000 a year is biweekly, take $11,000 and divide it by 40 hours and 2 weeks.

For weekly, you take $11,000 and divide it by 40 hours. We divide it by 40 hours because 40 hours a week is considered full-time.

And lastly, to calculate how much $11,000 a year is daily, you take $11,000 and divide it by 8 hours. Eight hours is used in this calculation because that amount of time represents the standard workday.

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